402 4th Ter, Smithville, MO 64089 Property Records

Clay County property record for 402 4th Ter, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,175 sqft · built 1968
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-613-00-01-017.00`

Property Details

APN / Parcel Number

Primary APN	`05-613-00-01-017.00`
Alternative APNs	`0561300010170001` `5613000101700` `319278`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,175 sqft
Basement Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	100 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	402 4TH TER
City	SMITHVILLE
State	MO
Zip	64089-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCOMAS ACRES LT 5
Legal Range	33W
Legal Township	53N
Legal Section	23
Legal Subdivision	MCCOMAS ACRES
Legal Lot Number	5
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1033
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7777 SW HIGHWAY 169, TRIMBLE, MO 64492-7700
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Sep 25, 2023	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023
Deed Sale	Sep 25, 2023
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	202323268
Deed Book / Page	9631 / 117
Prior Transfer Date	Apr 9, 1997
Prior Transfer Doc	0000045211
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	402 4TH TER, SMITHVILLE, MO 64089-8725
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 4TH TER, SMITHVILLE, MO 64089-8725

Mortgage

Document Number	0000004756
Date	Mar 8, 2023
Book Page	9527/50
Instrument	2023004756

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	TRIMBLE, MO 64492

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	402 4TH TER, SMITHVILLE, MO 64089-8725
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 4TH TER, SMITHVILLE, MO 64089-8725

Mortgage

Document Number	0000005072
Date	Mar 13, 2023
Book Page	9528/184
Instrument	2023005072

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	TRIMBLE, MO 64492

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 25, 2023
Property Address	402 4TH TER, SMITHVILLE, MO 64089-8725
Document Number	0000023268
Book / Page	9631 / 117
Instrument Date	Sep 22, 2023
Instrument	2023023268
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 SW HIGHWAY 169, TRIMBLE, MO 64492-7700
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,465.00 (+13.33%)	$34,640 (+9.97%)	$182,316 (+9.97%)
2023	$2,175.00 (+13.34%)	$31,500 (+17.67%)	$165,789 (+17.67%)
2022	$1,919.00 (+3.39%)	$26,770
2021			$140,894
2019	$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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