Clay County property record for 401 4th Ter, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 950 sqft · built 1963 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,408 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-613-00-10-001.00 |
| Primary APN | 05-613-00-10-001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Gross Area | 2,425 sqft |
| 1st Floor Area | 950 sqft |
| Basement Area | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 114 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 401 4TH TER |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCOMAS ACRES LT 7 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | MCCOMAS ACRES |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-613-00-10-001.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 4TH TER, SMITHVILLE, MO 64089-8725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 02, 2022 | Warranty Deed, Transfer LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Jul 15, 2021 | Beneficiary Deed, Transfer |
| May 25, 2021 | Deed of Distribution, Transfer · Line of Credit WELLS BANK OF PLATTE CITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 |
| Deed Sale | Apr 22, 2025 |
| Prior Sale | Aug 02, 2022 |
| Deed Document Number | 20259137 |
| Deed Book / Page | 9920 / 85 |
| Prior Transfer Date | Jun 21, 2021 |
| Prior Transfer Doc | 0000030758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 02, 2022 |
| Property Address | 401 4TH TER, SMITHVILLE, MO 64089-8725 |
| Document Number | 0000025607 |
| Book / Page | 9420 / 162 |
| Instrument | 2022025607 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 4TH TER, SMITHVILLE, MO 64089-8725 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 15, 2021 |
| Property Address | 401 4TH TER, SMITHVILLE, MO 64089-8725 |
| Document Number | 0000030758 |
| Book / Page | 9116 / 2 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021030758 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 25, 2021 |
| Property Address | 401 4TH TER, SMITHVILLE, MO 64089-8725 |
| Document Number | 0000022406 |
| Book / Page | 9064 / 12 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021022406 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 4TH TER, SMITHVILLE, MO 64089-8725 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022561 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021022561 |
| Name | WELLS BANK OF PLATTE CITY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,408.00 (+16.1%) | $33,840 (+12.65%) | $178,105 (+12.65%) |
| 2023 | $2,074.00 (+40.9%) | $30,040 (+46.25%) | $158,105 (+46.25%) |
| 2022 | $1,472.00 (+3.52%) | $20,540 | |
| 2021 | $108,105 | ||
| 2019 | $1,422.00 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 119 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SMITHVILLE PWS serves 10,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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