Richland County property record for 402 4th St, Wyndmere, ND 58081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,270 sqft · built 1903 |
| Lot Size | 0.389 acres (16,931 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Sep 2026) |
| Tax Bill | $909 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45000101955000 |
| Primary APN | 45000101955000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,270 sqft Total Area |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Foundation Type | Concrete |
| Lot Area | 16,931 sqft (0.389 acres) |
| Lot Dimensions | 140 ft deep x 116 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 402 4TH ST |
|---|---|
| City | WYNDMERE |
| State | ND |
| Zip | 58081-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST WYND: BEG 225'S NECR BLK-37 W140' S TO S LI ELY SECR N116.5'/BEG LEVI METCALF & JOSEPH METCALF |
| Legal Subdivision | EAST WYND |
| Legal Block | 37 |
| Jurisdiction | RICHLAND ND |
| Township / Civil Division | WYNDMERE |
| Census Block Group | 2 |
| Census Block | 2268 |
| Census Tract | 970800 |
402 4th St is owned and occupied by two individuals who bought it in September 2026.
Source: Richland County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 4TH ST, WYNDMERE, ND 58081-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Apr 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | Aug 10, 2015 · Amount on File |
| Deed Document Number | 2026388400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND ND |
| Recording Date | Sep 23, 2026 |
| Property Address | 402 4TH ST, WYNDMERE, ND 58081-4214 |
| Document Number | 0000388400 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026388400 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | RICHLAND COMPANY TITLE, RICHLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 4TH ST, WYNDMERE, ND 58081-4214 |
| Document Number | 0000388401, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 2026388401 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND ND |
| Property Address | WYNDMERE, ND 58081 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO |
| Name | Verified Name |
|---|---|
| Address | 16510 72ND ST SE, BARNEY, ND 58008-9650 |
| Document Number | 0000380817 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 380817 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 402 4th St was $909, down 34.1% from the year before.
Source: Richland County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Richland County |
| Municipality | Wyndmere City |
| Unified School District | Wyndmere Public School District 42 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $909.00 (-34.08%) | $63,700 Land $4,050 Building $59,650 | $127,400 Land $8,100 Building $119,300 |
| 2024 | $1,379.00 (+5.35%) | ||
| 2023 | $1,309.00 | $50,700 Land $4,050 Building $46,650 | $101,400 Land $8,100 Building $93,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.2% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WYNDMERE serves 429 people · EPA ID ND3901043 |
|---|---|
| Water Source | Purchased groundwater from SOUTHEAST WUD (EAST) |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Red River Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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