413 4th St, Wyndmere, ND 58081 Property Records

Richland County property record for 413 4th St, Wyndmere, ND 58081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,492 sqft · built 2022
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,892 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45000101918000`

Property Details

APN / Parcel Number

Primary APN	`45000101918000`

Interior

Bedrooms	3 Beds
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,492 sqft Living Area
Gross Area	1,096 sqft
Basement Area	424 sqft
Unfinished Basement	424 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	728 sqft

Location & Zoning

Street Address	413 4TH ST
City	WYNDMERE
State	ND
Zip	58081-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST WYND: BEG SWCR BLK-31 E140' N100' W140' S100'/BEG
Legal Subdivision	EAST WYND
Legal Block	31
Jurisdiction	RICHLAND ND
Township / Civil Division	WYNDMERE
Census Block Group	2
Census Block	2253
Census Tract	970800

Owner

Source: Richland County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 4TH ST, WYNDMERE, ND 58081-4120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY CU
Mar 27, 2024	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Apr 11, 2024	Correction Deed · FHA Mortgage KIND LENDING LLC
Jul 21, 2020	Sheriff's Deed, Foreclosure
Jul 19, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	413 4TH ST, WYNDMERE, ND 58081-4120
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 FIECHTNER DR S A1, A1, FARGO, ND 58103-8735

Mortgage

Document Number	0000374460
Date	Feb 16, 2022
Instrument	374460

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 10, 2023

Interest

Rate Type	Adjustable Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	413 4TH ST, WYNDMERE, ND 58081-4120
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000380712
Date	Mar 27, 2024
Instrument	380712

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	RICHLAND ND
Recording Date	Apr 11, 2024
Property Address	413 4TH ST, WYNDMERE, ND 58081-4120
Document Number	0000380839
Instrument Date	Apr 11, 2024
Instrument	380839
Record Updated	Apr 24, 2026
Title Company	INNOVATIVE ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 4TH ST, WYNDMERE, ND 58081-4120

Mortgage

Document Number	0000380840
Date	Apr 11, 2024
Instrument	380840

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND ND
Recording Date	Jul 21, 2020
Property Address	413 4TH ST, WYNDMERE, ND 58081-4120
Document Number	0000368555
Instrument Date	Jul 21, 2020
Instrument	368555
Transaction Type	Foreclosure
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 2ND AVE N, FARGO, ND 58102-4864

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND ND
Recording Date	Jul 19, 2018
Property Address	413 4TH ST, WYNDMERE, ND 58081-4120
Document Number	0000362154
Instrument Date	Jul 10, 2018
Instrument	362154
Transaction Type	Foreclosure
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Richland County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Richland County
Municipality	Wyndmere City
Unified School District	Wyndmere Public School District 42 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,892.00 (-11.87%)	$213,750 (+3.09%) Land $3,500 Building $210,250	$427,500 (+3.09%) Land $7,000 Building $420,500
2024	$5,551.00 (+4.99%)	$207,350 (+1.27%) Land $3,500 Building $203,850	$414,700 (+1.27%) Land $7,000 Building $407,700
2023	$5,287.00	$204,750 Land $3,500 Building $201,250	$409,500 Land $7,000 Building $402,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WYNDMERE serves 429 people · EPA ID ND3901043
Water Source	Purchased groundwater from SOUTHEAST WUD (EAST)
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Red River Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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