Houston County property record for 402 3rd Ave NW, Spring Grove, MN 55974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,626 sqft · built 1947 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Sep 2021) |
| Tax Bill | $2,476 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0261.000 |
| Primary APN | 26.0261.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 845 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 884 sqft |
| Unfinished Basement | 884 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 402 3RD AVE NW |
|---|---|
| City | SPRING GROVE |
| State | MN |
| Zip | 55974-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-101 RANGE-007 INGVALD MULLERS 1 ADTN VIL SG LOT-999 BLOCK-002 LOTS 11 & 12 DOC 195325; DOC 256114; DOC 277428; DO |
| Legal Range | 07 |
| Legal Township | 101 |
| Legal Section | 11 |
| Legal Subdivision | INGVALD MULLERS 1 ADTN VIL SG |
| Legal Block | 2 |
| Legal Lot Number | 11-12 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | SPRING GROVE |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 20900 |
402 3rd Ave NW is owned and occupied by an individual who bought it in September 2021.
Source: Houston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 3RD AVE NW, SPRING GROVE, MN 55974-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2020 | Deed of Trust, Mortgage · ARM ALTRA FEDERAL CREDIT UNION |
| Sep 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NEW ALBIN SAVINGS BANK |
| Apr 21, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on File |
| Deed Sale | Sep 2, 2021 · Amount on File |
| Prior Sale | Mar 24, 2009 · Amount on File |
| Deed Document Number | 2021304175 |
| Prior Transfer Date | Apr 8, 2020 |
| Prior Transfer Doc | 0000297766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 402 3RD AVE NW, SPRING GROVE, MN 55974-1210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A297980 |
|---|---|
| Date | May 7, 2020 |
| Instrument | A297980 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | May 1, 2027 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Sep 2, 2021 |
| Property Address | 402 3RD AVE NW, SPRING GROVE, MN 55974-1210 |
| Document Number | 000A304175 |
| Instrument Date | Aug 31, 2021 |
| Instrument | A304175 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 3RD AVE NW, SPRING GROVE, MN 55974-1210 |
| Document Number | 000A304176 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | A304176 |
| Name | NEW ALBIN SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Apr 21, 2020 |
| Property Address | 402 3RD AVE NW, SPRING GROVE, MN 55974-1210 |
| Document Number | 000A297766 |
| Instrument Date | Apr 8, 2020 |
| Instrument | A297766 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 402 3rd Ave NW was $2,476 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Spring Grove City |
| Unified School District | Spring Grove School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,476.00 Homeowner's exemption | $174,900 Land $37,700 Building $137,200 | $174,900 Land $37,700 Building $137,200 |
| 2025 | $2,476.00 | ||
| 2023 | $2,288.00 Homeowner's exemption | $145,700 Land $12,200 Building $133,500 | $145,700 Land $12,200 Building $133,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 3rd Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 3rd Ave NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Grove serves 1,291 people · EPA ID MN1280010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spring Grove Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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