Houston County property record for 314 3rd Ave NW, Spring Grove, MN 55974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,800 sqft · built 1949 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,820 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0251.000 |
| Primary APN | 26.0251.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 314 3RD AVE NW |
|---|---|
| City | SPRING GROVE |
| State | MN |
| Zip | 55974-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-101 RANGE-007 INGVALD MULLERS 1 ADTN VIL SG LOT-999 BLOCK-001 LOTS 11 & 12 DOC #199814 |
| Legal Range | 07 |
| Legal Township | 101 |
| Legal Section | 11 |
| Legal Subdivision | INGVALD MULLERS 1 ADTN VIL SG |
| Legal Block | 1 |
| Legal Lot Number | 11-12 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | SPRING GROVE |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 20900 |
314 3rd Ave NW is owned and occupied by an individual.
Source: Houston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18863 DAIRY RD, SPRING GROVE, MN 55974-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2017 | Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO |
| May 19, 2020 | Deed of Trust, Mortgage · ARM DECORAH BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 314 3RD AVE NW, SPRING GROVE, MN 55974-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 288569 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 288569 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DECORAH, IA 52101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 0 Months |
| Due | Aug 18, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 314 3RD AVE NW, SPRING GROVE, MN 55974-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | A298110 |
|---|---|
| Date | May 19, 2020 |
| Instrument | A298110 |
| Name | DECORAH BANK & TRUST COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 13, 2027 |
| Index | 1-Year CMT |
| Margin | 3 |
The 2026 property tax bill for 314 3rd Ave NW was $3,820 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Spring Grove City |
| Unified School District | Spring Grove School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,820.00 Homeowner's exemption | $229,800 Land $37,700 Building $192,100 | $229,800 Land $37,700 Building $192,100 |
| 2025 | $3,820.00 | ||
| 2023 | $3,338.00 Homeowner's exemption | $202,900 Land $12,200 Building $190,700 | $202,900 Land $12,200 Building $190,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 3rd Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 314 3rd Ave NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Grove serves 1,291 people · EPA ID MN1280010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spring Grove Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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