349 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 349 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,578 sqft · built 1929
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Aug 2023)
Tax Bill	$8,989 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00043-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`10-00043-0000-00036`
Alternative APN	`100004300036`

Interior

Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	349 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	50X100 37
Legal Block	43
Legal Lot Number	36
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1024
Census Tract	200

Owner

349 1st St is owned and occupied by two individuals who bought it in August 2023.

Source: Middlesex County and Middlesex Borough records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	349 1ST ST, MIDDLESEX, NJ 08846-1523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 9, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jun 28, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Jan 29, 2009 · Amount on File
Deed Document Number	202350975
Deed Book / Page	19287 / 1295
Prior Transfer Date	Oct 27, 2014
Prior Transfer Doc	0000000475
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 29, 2023
Property Address	349 1ST ST, MIDDLESEX, NJ 08846-1523
Document Number	0000050975
Book / Page	19287 / 1295
Instrument Date	Jul 17, 2023
Instrument	2023050975
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 HAZELWOOD AVE, MIDDLESEX, NJ 08846-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	349 1ST ST, MIDDLESEX, NJ 08846-1523

Mortgage

Document Number	0000050976
Date	Aug 29, 2023
Instrument	2023050976

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	349 1ST ST, MIDDLESEX, NJ 08846-1523
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094526
Date	Oct 1, 2020
Book Page	18056/1219
Instrument	2020094526

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	349 1ST ST, MIDDLESEX, NJ 08846-1523
Document Number	0000075546
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 1ST ST MIDDLESEX NJ 088461523, MIDDLESEX, NJ 08846-1523

Mortgage

Document Number	0000075546
Date	Sep 17, 2019
Book Page	017620/001388
Instrument	75546

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	349 1ST ST, MIDDLESEX, NJ 08846-1523
Document Number	0000015412
Book / Page	016826 / 000757
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 1ST ST MIDDLESEX NJ 088461523, MIDDLESEX, NJ 08846-1523

Mortgage

Document Number	0000015412
Date	Jul 17, 2017
Book Page	016826/000757
Instrument	15412

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 349 1st St was $8,989.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,600 (+10.99%) Land $122,400 Building $348,200	$470,600 (+10.99%) Land $122,400 Building $348,200
2025	$8,989.00	$424,000 Land $122,400 Building $301,600	$424,000 Land $122,400 Building $301,600
2024	$8,989.00
2023		$388,500 (+387.45%) Land $122,400 Building $266,100	$388,500 (+387.45%) Land $122,400 Building $266,100
2022	$7,633.00 Veteran's exemption	$79,700 Land $30,000 Building $49,700	$79,700 Land $30,000 Building $49,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 349 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 349 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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