402 12th Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 402 12th Ave S, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,157 sqft · built 2005
Lot Size	0.337 acres (14,688 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Sep 2008)
Tax Bill	$3,690 (2026)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-29316-0172`

Property Details

APN / Parcel Number

Primary APN	`48-29316-0172`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,157 sqft Living Area
Gross Area	1,474 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,688 sqft (0.337 acres)
Lot Dimensions	153 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 12TH AVE S
City	COLD SPRING
State	MN
Zip	56320-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 001 CAITLYN'S ADDITION PLAT 3 SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	CAITLYNS ADDITION PLAT 3
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2065
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29316-0172

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 12TH AVE S, COLD SPRING, MN 56320-2140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2008 · Amount on Record
Deed Sale	Sep 02, 2008 · Amount on Record
Prior Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	2008581143
Last Transfer Date	Oct 01, 2025
Transfer Doc	0000T46702
Record Updated	Jun 08, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 02, 2025
Property Address	402 12TH AVE S, COLD SPRING, MN 56320-2140
Document Number	0000T46702
Instrument Date	Oct 02, 2025
Instrument	T46702
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 12TH AVE S, COLD SPRING, MN 56320-2140

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,690.00 (+6.83%)
2025	$3,454.00 (+31.33%) Homeowner's exemption	$313,900 (+29.28%) Land $44,500 Building $269,400	$313,900 (+29.28%) Land $44,500 Building $269,400
2023	$2,630.00	$242,800 Land $44,500 Building $198,300	$242,800 Land $44,500 Building $198,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Arvig Enterprises. Availability varies by address; speeds are provider-advertised maximums, not measured.