318 12th Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 318 12th Ave S, Cold Spring, MN 56320 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1998
Square Footage1,062 sqft Living Area
Lot Size9,960 sqft (0.229 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2026)
Tax Bill$3,038.00 (2026)

Property Details

APN / Parcel Number

Primary APN48-29316-0136

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,062 sqft Living Area
Gross Area1,655 sqft Gross Area
1st Floor988 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleSplit Level Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,960 sqft (0.229 acres)
Depth X Width120 ft x 83 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Shed1 Shed
Shed Area80 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address318 12TH AVE S
CityCOLD SPRING
StateMN
Zip56320-2165
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 004 BLK 001 CAITLYN'S ADDITION PLAT 2 SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section22
Legal SubdivisionCAITLYNS ADDITION PLAT 2
Legal Block1
Legal Lot Number4
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup2
Census Block2065
Census Tract11302

Owner

Source: Stearns County records · APN 48-29316-0136

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address318 12TH AVE S, COLD SPRING, MN 56320-2165
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Certificate of Transfer, Transfer
Jun 02, 2026Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2026 · Amount on Record
Deed SaleJun 02, 2026 · Amount on Record
Prior SaleMay 29, 2015 · Amount on Record
Deed Doc Number202647082
Record RefreshedSep 20, 2026

June 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionSTEARNS MN
Recording DateJun 02, 2026
Property Address318 12TH AVE S, COLD SPRING, MN 56320-2165
Document Number0000047081
Instrument DateJun 02, 2026
Instrument202647081
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 02, 2026
Property Address318 12TH AVE S, COLD SPRING, MN 56320-2165
Document Number0000047082
Instrument DateMay 28, 2026
Instrument202647082
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$94,990.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address318 12TH AVE S, COLD SPRING, MN 56320-2165

Mortgage

Document Number0000047083,
DateJun 02, 2026
Instrument202647083
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,038.00 (+11.94%)
2025$265,300 (+6.42%) Land $42,400 Building $222,900$265,300 (+6.42%) Land $42,400 Building $222,900
2023$2,714.00$249,300 Land $42,400 Building $206,900$249,300 Land $42,400 Building $206,900

Nearby Properties on 12th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number