40192 River Winds Ct, Gonzales, LA 70737 Property Records

Ascension Parish property record for 40192 River Winds Ct, Gonzales, LA 70737

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$105,000 (Aug 2016)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`020017088`

Property Details

APN / Parcel Number

Primary APN	`020017088`
Alternative APN	`20017088`

Location & Zoning

Street Address	40192 RIVER WINDS CT
City	GONZALES
State	LA
Zip	70737-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 488 PELICAN POINT GOLF COMMUNITY, 9TH FILING - PHASE I (RIVER WINDS ESTATES)
Legal Range	03E
Legal Township	10S
Legal Section	06
Legal Subdivision	PELICAN POINT 9 (RIVER WINDS E
Legal Phase	I
Legal Lot Number	488
Jurisdiction	ASCENSION LA
Township / Civil Division	2
Census Block Group	3
Census Block	3038
Census Tract	30302

Owner

40192 River Winds Ct is owned and occupied by two individuals who bought it in August 2016.

Source: Ascension Parish records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	40192 RIVER WINDS CT, GONZALES, LA 70737-8573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage ASSURANCE FIN'L
Feb 11, 2019	Deed of Trust, Mortgage ASSURANCE FIN'L
Feb 11, 2019	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BK
Jun 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ASSURANCE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on File
Deed Sale	Aug 19, 2016 · Amount on File
Deed Document Number	904807
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASCENSION LA
Property Address	40192 RIVER WINDS CT, GONZALES, LA 70737-8573
Document Number	0001008991
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40192 RIVER WINDS CT GONZALES LA 707378573, GONZALES, LA 70737-8573

Mortgage

Document Number	0001008991
Date	Nov 4, 2020
Instrument	1008991

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASCENSION LA
Property Address	40192 RIVER WINDS CT, GONZALES, LA 70737-8573
Document Number	0000964901
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40192 RIVER WINDS CT GONZALES LA 70737, GONZALES, LA 70737

Mortgage

Document Number	0000964901
Date	Feb 19, 2019
Instrument	964901

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASCENSION LA
Property Address	40192 RIVER WINDS CT, GONZALES, LA 70737-8573
Document Number	0000964905
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	40192 RIVER WINDS CT GONZALES LA 70737, GONZALES, LA 70737

Mortgage

Document Number	0000964905
Date	Feb 19, 2019
Instrument	964905

Lender

Name	HANCOCK WHITNEY BK
Address	BATON ROUGE, LA 70810

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ASCENSION LA
Recording Date	Jun 26, 2018
Property Address	40192 RIVER WINDS CT, GONZALES, LA 70737-8573
Instrument Date	Jun 25, 2018
Instrument	950968
Transaction Type	Construction Loan
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40192 RIVER WINDS CT GONZALES LA 70737, GONZALES, LA 70737

Mortgage

Document Number	0000950968
Date	Jun 26, 2018
Instrument	950968

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 25, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 40192 River Winds Ct was $4,982 with a homeowner's exemption.

Source: Ascension Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ascension Parish
Unified School District	Ascension Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,982.00 Homeowner's exemption	$57,530 Land $10,000 Building $47,530	$575,300 Land $100,000 Building $475,300
2023	$5,199.00 Homeowner's exemption	$56,070 Land $10,000 Building $46,070	$560,700 Land $100,000 Building $460,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40192 River Winds Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 377 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	377 in force
Nearby Flood Claims	12 (2012–2021)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 3 claims Severe Storms And Flooding, Aug 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40192 River Winds Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASCENSION PARISH WATER WORKS DISTRICT 2 serves 1,353 people · EPA ID LA1005001
Water Source	Purchased groundwater from BATON ROUGE WATER COMPANY
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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