4016 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4016 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,049 sqft · built 1919
Lot Size	0.093 acres (4,061 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2026)
Tax Bill	$2,206 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0490-00240`

Property Details

APN / Parcel Number

Primary APN	`010-0490-00240`
Alternative APN	`1122004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,049 sqft Gross Area
1st Floor Area	620 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	4,061 sqft (0.093 acres)
Garage Area	504 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	126 sqft
Deck Area	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1122004
Street Address	4016 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 09 BLOCK:003 SERIAL #
Legal Subdivision	CHANDLER PARK 1ST ADD TO DULUT
Legal Block	3
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4016 W 4TH ST, DULUTH, MN 55807-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	20261103506
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2026
Property Address	4016 W 4TH ST, DULUTH, MN 55807-1505
Document Number	0001103506
Instrument Date	Jun 29, 2026
Instrument	20261103506
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84,991.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 W 4TH ST, DULUTH, MN 55807-1505

Mortgage

Document Number	0001103507,
Date	Jul 13, 2026
Instrument	20261103507

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 3, 2021
Property Address	4016 W 4TH ST, DULUTH, MN 55807-1505
Document Number	0001050318
Instrument Date	Nov 24, 2021
Instrument	1050318
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 W 4TH ST, DULUTH, MN 55807-1505

Mortgage

Document Number	0001050319
Date	Dec 3, 2021
Instrument	1050319

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,206.00 (+0.36%) Homeowner's exemption
2025	$2,198.00 (+2.14%) Homeowner's exemption	$200,500 (+7.97%) Land $10,500 Building $190,000	$200,500 (+7.97%) Land $10,500 Building $190,000
2024	$2,152.00	$185,700 (+13.58%) Land $11,200 Building $174,500	$185,700 (+13.58%) Land $11,200 Building $174,500
2022		$163,500 Land $10,300 Building $153,200	$163,500 Land $10,300 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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