4012 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4012 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 972 sqft · built 1919
Lot Size	0.093 acres (4,082 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2021)
Tax Bill	$2,450 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0490-00220`

Property Details

APN / Parcel Number

Primary APN	`010-0490-00220`
Alternative APN	`1115322`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	972 sqft Gross Area
1st Floor Area	576 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,082 sqft (0.093 acres)
Garage Area	320 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	154 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1115322
Street Address	4012 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 07 BLOCK:003 SERIAL #
Legal Subdivision	CHANDLER PARK 1ST ADD TO DULUT
Legal Block	3
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4012 W 4TH ST, DULUTH, MN 55807-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CU
Aug 9, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	May 20, 2013 · Amount on Record
Deed Document Number	20211045501
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 18, 2021
Property Address	4012 W 4TH ST, DULUTH, MN 55807-1505
Document Number	0001045501
Instrument Date	Aug 6, 2021
Instrument	1045501
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 W 4TH ST, DULUTH, MN 55807-1505

Mortgage

Document Number	0001045502
Date	Aug 18, 2021
Instrument	1045502

Lender

Name	NORTHWOODS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 9, 2017
Property Address	4012 W 4TH ST, DULUTH, MN 55807-1505
Document Number	000T988367
Instrument Date	Aug 4, 2017
Instrument	T988367
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3267 E PEBBLE CREEK DR AVON PARK FL 338256039, AVON PARK, FL 33825-6039

Mortgage

Document Number	T988370
Date	Aug 9, 2017
Instrument	T988370

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,450.00 (+0.25%) Homeowner's exemption
2025	$2,444.00 (+2.52%) Homeowner's exemption	$218,500 (+7.95%) Land $10,500 Building $208,000	$218,500 (+7.95%) Land $10,500 Building $208,000
2024	$2,384.00	$202,400 (+17.67%) Land $11,300 Building $191,100	$202,400 (+17.67%) Land $11,300 Building $191,100
2022		$172,000 Land $10,400 Building $161,600	$172,000 Land $10,400 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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