4016 Narrows Rd, Erlanger, KY 41018 Property Records

Kenton County property record for 4016 Narrows Rd, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1980
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$177,500 (Jan 2023)
Tax Bill$1,759 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN017-30-08-039.00

Property Details

APN / Parcel Number

Primary APN017-30-08-039.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories3 Stories
Building Area936 sqft Finished Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions170 ft deep x 80 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4016 NARROWS RD
CityERLANGER
StateKY
Zip41018-2842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY II SEC 4 LOT 35 0.31 ACS 80X170' SS NARROWS
Legal SubdivisionSPRING VALLEY II
Legal Phase4
Legal Lot Number35
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1021
Census Tract63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4016 NARROWS RD, ERLANGER, KY 41018-2842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Warranty Deed, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD
Feb 3, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2023 · Amount on Record
Deed SaleJan 11, 2023 · Amount on Record
Prior SaleOct 28, 2010 · Amount on Record
Deed Document Number202354
Deed Book / Page208 / 995
Prior Transfer DateApr 7, 2011
Prior Transfer Doc0005900015
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 11, 2023
Property Address4016 NARROWS RD, ERLANGER, KY 41018-2842
Document Number0005900054
Book / Page208 / 995
Map ReferenceMB 20 PG 12
Instrument DateJan 7, 2023
Instrument23011105900054
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2019 S RAMSEY DR, BLOOMINGTON, IN 47401-4604

Transferred To (Grantee/Buyer)

NameVerified Name
Address4016 NARROWS RD, ERLANGER, KY 41018-2842

Mortgage

Document Number0005900055
DateJan 11, 2023
Book PageKCM 433/868
Instrument23011105900055
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 3, 2021
Property Address4016 NARROWS RD, ERLANGER, KY 41018-2842
Document Number0005900024
Book / Page69 / 545
Map ReferenceMB 20 PG 12
Instrument DateFeb 1, 2021
Instrument21020305900024
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10603 LAURIN CT, UNION, KY 41091-4900

Transferred To (Grantee/Buyer)

NameVerified Name
Address9001 LAFAYETTE RD, INDIANAPOLIS, IN 46278-1044

Mortgage

Document Number0005900025
DateFeb 3, 2021
Book Page162/333
Instrument21020305900025
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,500 (-) Land $25,000 Building $152,500$177,500 (-) Land $25,000 Building $152,500
2025$1,759.00 (+1.56%)$177,500 (+9.23%) Land $25,000 Building $152,500$177,500 (+9.23%) Land $25,000 Building $152,500
2023$1,732.00$162,500 Land $25,000 Building $137,500$162,500 Land $25,000 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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