Kenton County property record for 4008 Narrows Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1980 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,900 (Sep 2003) |
| Tax Bill | $2,259 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-08-035.00 |
| Primary APN | 017-30-08-035.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 80 ft deep x 120 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4008 NARROWS RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY II SEC 4 LOT 31 0.22 ACS 120X80' SS NARROWS RD |
| Legal Subdivision | SPRING VALLEY II |
| Legal Phase | 4 |
| Legal Lot Number | 31 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4008 NARROWS RD, ERLANGER, KY 41018-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 6, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2003 · Amount on Record |
| Deed Sale | Sep 8, 2003 · Amount on Record |
| Deed Document Number | 200309 08 059 00265 |
| Deed Book / Page | 1112 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4008 NARROWS RD, ERLANGER, KY 41018-2842 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4008 NARROWS RD, ERLANGER, KY 41018-2842 |
| Document Number | 0005900281 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | KCM 478/724 |
| Instrument | 23072505900281 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4008 NARROWS RD, ERLANGER, KY 41018-2842 |
| Document Number | 0000000163 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | SOUTHWEST FINANCIAL, SWF |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4008 NARROWS RD ERLANGER KY 410182842, ERLANGER, KY 41018-2842 |
| Document Number | 0000000163 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 0I4370/000215 |
| Instrument | 163 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 585 CLOCK TOWER WAY, CRESCENT SPRINGS, KY 41017-2727 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 2, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,000 (-) Land $25,000 Building $203,000 | $228,000 (-) Land $25,000 Building $203,000 | |
| 2025 | $2,259.00 (-7.04%) | $228,000 (-) Land $25,000 Building $203,000 | $228,000 (-) Land $25,000 Building $203,000 |
| 2023 | $2,430.00 | $228,000 Land $25,000 Building $203,000 | $228,000 Land $25,000 Building $203,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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