4015 Visalia Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4015 Visalia Rd, Covington, KY 41015

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,344 sqft
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on File
Last Sale$28,000 (Jan 2007)
Tax Bill$1,201 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN084-10-00-069.00

Property Details

APN / Parcel Number

Primary APN084-10-00-069.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Finished Area

Exterior

Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area41,818 sqft (0.96 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4015 VISALIA RD
CityCOVINGTON
StateKY
Zip41015-9344
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description.96 ACS SS VISALIA STAFF RD 200' E OF DEC PK
JurisdictionKENTON KY
Township / Civil DivisionPINER-VISALIA
Census Block Group2
Census Block2043
Census Tract63702

Owner

4015 Visalia Rd, a mobile home, is owned and occupied by two individuals who bought it in January 2007.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4015 VISALIA RD, COVINGTON, KY 41015-9344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2007 · Amount on File
Deed SaleJan 29, 2007 · Amount on File
Deed Document Number200701 29 059 00145
Deed Book / Page2056 / 237
Prior Transfer DateJan 12, 2006
Prior Transfer Doc0005900281
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4015 VISALIA RD, COVINGTON, KY 41015-9344
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900072
DateOct 7, 2022
Book Page413/47
Instrument22100705900072
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4015 Visalia Rd was $1,201 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,000 (-) Land $15,000 Building $135,000$150,000 (-) Land $15,000 Building $135,000
2025$1,201.00 Homeowner's exemption$150,000 Land $15,000 Building $135,000$150,000 Land $15,000 Building $135,000
2023$982.00 Homeowner's exemption$124,000 Land $10,000 Building $114,000$124,000 Land $10,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4015 Visalia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4015 Visalia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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