Kenton County property record for 4005 Visalia Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1951 |
| Lot Size | 1.28 acres (56,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Feb 2004) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-10-00-001.00 |
| Primary APN | 084-10-00-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Finished Area |
| Gross Area | 1,496 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 56,149 sqft (1.28 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4005 VISALIA RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.289 ACS SEC VISALIA STAFF RD & DECOURSEY PK |
| Jurisdiction | KENTON KY |
| Township / Civil Division | PINER-VISALIA |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 63702 |
4005 Visalia Rd is owned and occupied by an individual who bought it in February 2004.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4005 VISALIA RD, COVINGTON, KY 41015-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2004 · Amount on File |
| Deed Sale | Feb 2, 2004 · Amount on File |
| Prior Sale | Feb 23, 1998 · Amount on File |
| Deed Document Number | 200402 02 059 00207 |
| Deed Book / Page | 1239 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4005 VISALIA RD, COVINGTON, KY 41015-9344 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4005 VISALIA RD, COVINGTON, KY 41015-9344 |
| Document Number | 0005900142 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | KCM 704/871 |
| Instrument | 25111005900142 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4005 Visalia Rd was $1,416.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,900 (-) Land $20,000 Building $98,900 | $118,900 (-) Land $20,000 Building $98,900 | |
| 2025 | $1,416.00 | $118,900 Land $20,000 Building $98,900 | $118,900 Land $20,000 Building $98,900 |
| 2023 | $1,240.00 | $98,000 Land $10,000 Building $88,000 | $98,000 Land $10,000 Building $88,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4005 Visalia Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4005 Visalia Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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