4015 Simms Dr, Kensington, MD 20895 Property Records

Montgomery County property record for 4015 Simms Dr, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,280 sqft · built 1960
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Jul 2026)
Tax Bill	$5,845 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01261692`

Property Details

APN / Parcel Number

Primary APN	`13-01261692`
Alternative APN	`01261692`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Porch	Open Porch
Porch Area	126 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01261692
Street Address	4015 SIMMS DR
City	KENSINGTON
State	MD
Zip	20895-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ROCK CREEK PALISADES SEC 19
Legal Subdivision	ROCK CREEK PALISADES
Legal Block	W
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1008
Census Tract	703502

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4015 SIMMS DR, KENSINGTON, MD 20895-1337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 23, 2019	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Book / Page	70746 / 10
Prior Transfer Date	Jun 9, 2014
Prior Transfer Doc	0487620261
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 21, 2026
Property Address	4015 SIMMS DR, KENSINGTON, MD 20895-1337
Document Number	7074000010
Book / Page	70746 / 10
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	KVS TITLE LLC, KVS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$806,990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4015 SIMMS DR, KENSINGTON, MD 20895-1337

Mortgage

Document Number	7074000018,
Date	Jul 21, 2026
Book Page	70746/18

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4015 SIMMS DR, KENSINGTON, MD 20895-1337
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0664220001
Date	Oct 24, 2022
Book Page	66422/1

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	Other
Margin	3
Max Rate	11.5%

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 23, 2019
Property Address	4015 SIMMS DR, KENSINGTON, MD 20895-1337
Document Number	0574690505
Book / Page	57469 / 505
Map Reference	MB 57 PL 4649
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	JACQUIES TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4015 SIMMS DR, KENSINGTON, MD 20895-1337

Mortgage

Document Number	57469514
Date	Apr 23, 2019
Instrument	57469/514

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,967 (+6.07%)	$557,100 (-) Land $234,100 Building $323,000
2025	$5,845.00 (-4.23%)	$496,833 (+6.46%)	$557,100 (+19.37%) Land $234,100 Building $323,000
2024	$6,103.00 (+19.41%)
2023		$466,700 Land $234,100 Building $232,600	$466,700 Land $234,100 Building $232,600
2022	$5,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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