4010 Simms Dr, Kensington, MD 20895 Property Records

Montgomery County property record for 4010 Simms Dr, Kensington, MD 20895 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,576 sqft · built 1959
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Jun 1998)
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01256115`

Property Details

APN / Parcel Number

Primary APN	`13-01256115`
Alternative APN	`01256115`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,069 sqft
Basement Area	507 sqft
Finished Basement	507 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01256115
Street Address	4010 SIMMS DR
City	KENSINGTON
State	MD
Zip	20895-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCK CREEK PALISADES SEC 19
Legal Subdivision	ROCK CREEK PALISADES
Legal Block	P
Legal Lot Number	33
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1009
Census Tract	703502

Owner

Source: Montgomery County records · APN 13-01256115

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4010 SIMMS DR, KENSINGTON, MD 20895-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 1998 · Amount on Record
Deed Sale	Jun 11, 1998 · Amount on Record
Deed Document Number	1998118961
Deed Book / Page	15935 / 475
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4010 SIMMS DR, KENSINGTON, MD 20895-1336
Transaction Type	Mortgage
Record Updated	Sep 02, 2021
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0638290260
Date	Aug 23, 2021
Book Page	63829/260

Lender

Name	OAS STAFF FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Aug 01, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	4%
Index	1-Year CMT
Max Rate	6.99%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,200 (+3.75%)	$521,400 (-) Land $236,200 Building $285,200
2025	$6,328.00 (+34.27%)	$485,000 (+7.44%)	$521,400 (+11.7%) Land $236,200 Building $285,200
2023		$451,433	$466,800 Land $236,200 Building $230,600
2022	$4,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317035021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 5 of 6 on primary residences
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.