Cumberland County property record for 4003 Lofton St, Wade, NC 28395
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,661 sqft · built 1945 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Mar 2018) |
| Tax Bill | $1,130 (2026) |
| Deeds & Mortgages | Mar 2018 Sale Mar 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0571-94-3553 |
| Primary APN | 0571-94-3553 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,661 sqft Heated Area |
| 1st Floor Area | 1,661 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 151 ft deep x 82.6 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 126 sqft |
| Patio Area | 254 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4003 LOFTON ST |
|---|---|
| City | WADE |
| State | NC |
| Zip | 28395-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6 |
| Legal Description | GERALD CREECH LO:2 SE:01 PL:0119-0023 |
| Legal Subdivision | TOWN OF WADE |
| Legal Block | 94 |
| Legal Lot Number | 2 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2600 |
4003 Lofton St, a rural home, is owned and occupied by an individual who bought it in March 2018.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4003 LOFTON ST, WADE, NC 28395-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 6, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 2, 2017 | Deed with Mortgage, Transfer · Conventional with PMI GERALD CREECH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on File |
| Deed Sale | Mar 6, 2018 · Amount on File |
| Deed Document Number | 20186670 |
| Deed Book / Page | 10263 / 684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 6, 2018 |
| Property Address | 4003 LOFTON ST, WADE, NC 28395-9628 |
| Document Number | 0102630684 |
| Book / Page | 010263 / 000684 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 6670 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4003 LOFTON ST WADE NC 283959628, WADE, NC 28395-9628 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 6, 2018 |
| Property Address | 4003 LOFTON ST, WADE, NC 28395-9628 |
| Document Number | 0102630647 |
| Book / Page | 010263 / 000647 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 6658 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4003 LOFTON ST WADE NC 283959628, WADE, NC 28395-9628 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 2, 2017 |
| Property Address | 4003 LOFTON ST, WADE, NC 28395-9628 |
| Document Number | 0101970695 |
| Book / Page | 010197 / 000695 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 34765 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4003 LOFTON ST WADE NC 283959628, WADE, NC 28395-9628 |
| Document Number | 101970695 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 010197/000695 |
| Instrument | 34765 |
| Name | GERALD CREECH |
|---|---|
| Address | 1208 RED HILL CHURCH RD, DUNN, NC 28334-5194 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2037 |
| Rate | 7% |
|---|
The 2026 property tax bill for 4003 Lofton St was $1,130.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Wade Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,130.00 | ||
| 2025 | $1,130.00 (-3.34%) | $115,147 (+35.74%) Land $6,875 Building $108,272 | $115,147 (+35.74%) Land $6,875 Building $108,272 |
| 2024 | $1,169.00 (+31.35%) | $84,828 (+30.24%) Land $3,750 Building $81,078 | $84,828 (+30.24%) Land $3,750 Building $81,078 |
| 2023 | $890.00 (+12.94%) | $65,133 Land $3,750 Building $61,383 | $65,133 Land $3,750 Building $61,383 |
| 2022 | $788.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4003 Lofton St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4003 Lofton St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WADE serves 780 people · EPA ID NC0326040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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