4015 Lippman Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4015 Lippman Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	3,408 sqft Heated Area
Lot Size	67,518 sqft (1.55 acres)
Occupancy	Owner Occupied
Last Sale	$45,000 (2020)
Tax Bill	$8,772.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`022730495000010022`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,408 sqft Heated Area
Gross Area	5,673 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Finished Garage
Garage Area	1,080 sqft Garage
Pool Area	300 sqft Pool
Deck Area	734 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4015 LIPPMAN RD
City	SAINT CLOUD
State	FL
Zip	34772-9148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 35 COM AT NW COR OF LOT 2, E 232 FT, S 290 FT, W 232 FT, N 290 FT TO POB LESS RD R/W
Legal Range	30E
Legal Township	27S
Legal Section	02
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43209

Owner

Source: Osceola County records · APN 022730495000010022

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4015 LIPPMAN RD, SAINT CLOUD, FL 34772-9148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Deed Doc Number	2020138067
Deed Book / Page	5811 / 2476
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Dec 03, 2020
Property Address	4015 LIPPMAN RD, SAINT CLOUD, FL 34772-9148
Document Number	0058440951
Book / Page	005844 / 000951
Instrument Date	Nov 30, 2020
Instrument	164430
Transaction Type	Construction Loan
Record Updated	Dec 18, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2930 SONATA CT ST CLOUD FL 347726703, ST CLOUD, FL 34772-6703

Mortgage

Document Number	58440951
Date	Dec 03, 2020
Book Page	005844/000951
Instrument	164430

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 02, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,772.00 (+10.88%) Homeowner's exemption	$571,140 (+10.33%)	$711,900 (+8.41%) Land $84,600 Building $627,300
2023	$7,911.00 (+12.39%) Homeowner's exemption	$517,649 (+3%)	$656,700 (+15.82%) Land $65,800 Building $590,900
2022	$7,039.00 Homeowner's exemption	$502,572	$567,000 Land $58,600 Building $508,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 353 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.