4014 Hidden Falls Dr, Prospect, KY 40059 Property Records

Oldham County property record for 4014 Hidden Falls Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$756,078 (Nov 2017)
Tax Bill	$10,139 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14A-01-15`

Property Details

APN / Parcel Number

Primary APN	`10-14A-01-15`
Alternative APN	`58545`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	58545
Street Address	4014 HIDDEN FALLS DR
City	PROSPECT
State	KY
Zip	40059-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1AC
Legal Subdivision	HIDDEN FALLS
Legal Block	SEC 1
Legal Lot Number	15
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	2
Census Block	2004
Census Tract	30704

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4014 HIDDEN FALLS DR, PROSPECT, KY 40059-6515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 10, 2017	Deed, Transfer · Line of Credit FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Feb 10, 2017 · Amount on Record
Deed Document Number	2017533182
Deed Book / Page	1179 / 6
Prior Transfer Date	Apr 23, 2014
Prior Transfer Doc	0D1080/378
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	4014 HIDDEN FALLS DR, PROSPECT, KY 40059-6515
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2539/664
Date	Aug 30, 2021
Book Page	M2539/664
Instrument	652841

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 30, 2017
Property Address	4014 HIDDEN FALLS DR, PROSPECT, KY 40059-6515
Document Number	0D1179/006
Book / Page	D1179 / 006
Map Reference	MB6 PG109
Instrument Date	Nov 27, 2017
Instrument	533182
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 HIDDEN FALLS DR, PROSPECT, KY 40059-6515

Mortgage

Document Number	0000533183
Date	Nov 30, 2017
Instrument	533183

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Feb 10, 2017
Property Address	4014 HIDDEN FALLS DR, PROSPECT, KY 40059-6515
Document Number	0D1154/136
Book / Page	D1154 / 136
Map Reference	MB6 PG109
Instrument Date	Jan 30, 2017
Instrument	521098
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9018 CALAMAR CT, LOUISVILLE, KY 40241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 436964, LOUISVILLE, KY 40253-6964
Investor	Possibly a Property Investor

Mortgage

Document Number	0000521099
Date	Feb 10, 2017
Instrument	521099

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2018

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,139.00 (+7.55%)	$820,000 (+8.47%) Land $150,000 Building $670,000	$820,000 (+8.47%) Land $150,000 Building $670,000
2023	$9,427.00 (+0.52%)	$756,000 (-) Land $150,000 Building $606,000	$756,000 (-) Land $150,000 Building $606,000
2022	$9,378.00	$756,000 Land $150,000 Building $606,000	$756,000 Land $150,000 Building $606,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hidden Falls Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures