4014 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 4014 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Feb 2022)
Tax Bill	$3,925 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-051056`

Property Details

APN / Parcel Number

Primary APN	`03-051056`
Alternative APNs	`3051056` `051056`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	051056
Street Address	4014 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 4 & 5 BLK 17 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH 02
Legal Block	17
Legal Lot Number	4,5
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1014
Census Tract	860404

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13908 DOWLAIS DR, ROCKVILLE, MD 20853-2638
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED SHORE FINANCIAL SERVICES LLC
Sep 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Deed Book / Page	6225 / 414
Prior Transfer Date	Sep 21, 2017
Prior Transfer Doc	0050720067
Record Updated	Jun 8, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 23, 2022
Property Address	4014 7TH ST, NORTH BEACH, MD 20714-4016
Document Number	0062250414
Book / Page	6225 / 414
Map Reference	PL JLB 174 FO 679
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13908 DOWLAIS DR, ROCKVILLE, MD 20853-2638

Mortgage

Document Number	0006225420
Date	Feb 23, 2022
Instrument	6225/420

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4014 7TH ST, NORTH BEACH, MD 20714-4016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052440326
Date	Aug 30, 2018
Book Page	5244/326

Lender

Name	UNITED SHORE FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 29, 2017
Property Address	4014 7TH ST, NORTH BEACH, MD 20714-4016
Document Number	0050720067
Book / Page	005072 / 000067
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13703 SMALLWOOD CT CHANTILLY VA 201512708, CHANTILLY, VA 20151-2708

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,925.00 (+44.94%)	$257,500 (+19.71%) Land $87,200 Building $170,300	$257,500 (-) Land $87,200 Building $170,300
2023	$2,708.00	$215,100	$257,500 Land $87,200 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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