4012 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 4012 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,212 sqft · built 1974
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Nov 2020)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-049922`

Property Details

APN / Parcel Number

Primary APN	`03-049922`
Alternative APNs	`3049922` `049922`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,212 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,750 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	049922
Street Address	4012 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 6-8 BLK 17 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH 02
Legal Block	17
Legal Lot Number	6-8
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1014
Census Tract	860404

Owner

Source: Calvert County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 S ADAMS ST, ARLINGTON, VA 22204-2115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage INTERCOASTAL MTG
Nov 20, 2020	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Nov 20, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	May 7, 2003 · Amount on Record
Deed Book / Page	5771 / 495
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4012 7TH ST, NORTH BEACH, MD 20714-4016
Document Number	0057710500
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4012 7TH ST NORTH BEACH MD 207144016, NORTH BEACH, MD 20714-4016

Mortgage

Document Number	0057710500
Date	Nov 20, 2020
Book Page	005771/000500

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 20, 2020
Property Address	4012 7TH ST, NORTH BEACH, MD 20714-4016
Document Number	0057710495
Book / Page	5771 / 495
Map Reference	LB GWD 8 FO 305
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 S ADAMS ST, 708, ARLINGTON, VA 22204-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 S ADAMS ST, ARLINGTON, VA 22204-2115

Mortgage

Document Number	5771500
Date	Nov 20, 2020
Instrument	5771/500

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 20, 2020
Property Address	4012 7TH ST, NORTH BEACH, MD 20714-4016
Document Number	0057710492
Book / Page	005771 / 000492
Instrument Date	Feb 10, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 7TH ST NORTH BEACH MD 207144016, NORTH BEACH, MD 20714-4016

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,233 (+24.13%)	$331,500 (+4.38%) Land $92,700 Building $238,800
2025	$4,673.00 (+42.95%)
2023	$3,269.00	$259,600	$317,600 Land $92,700 Building $224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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