4013 Stearns Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 4013 Stearns Rd, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,795 sqft · built 1988
Lot Size	1.13 acres (49,347 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087441-0310`

Property Details

APN / Parcel Number

Primary APN	`087441-0310`
Alternative APN	`U083021ZZZ000004306500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,795 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,795 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,347 sqft
Lot Dimensions	320 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Open Porch
Porch Area	430 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0874410310
Street Address	4013 STEARNS RD
City	VALRICO
State	FL
Zip	33596-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AS-1
Legal Description	W 150 FT OF E 195 FT OF N 1/2 0F W 1/2 OF SE 1/4 OF NE 1/4 LESS N 316 FT THEREOF
Legal Range	21E
Legal Township	30S
Legal Section	08
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	4
Legal Lot Number	30650
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1007
Census Tract	13208

Owner

4013 Stearns Rd is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4013 STEARNS RD, VALRICO, FL 33596-8413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4013 STEARNS RD, VALRICO, FL 33596-8413
Document Number	0000430693
Instrument Date	Oct 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4013 STEARNS RD VALRICO FL 335968413, VALRICO, FL 33596-8413

Mortgage

Document Number	0000430693
Date	Oct 19, 2020
Instrument	430693

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4013 Stearns Rd was $3,495 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,978 (+2.7%)	$356,354 (+1.47%) Land $129,300 Building $227,054
2025	$3,495.00 Homeowner's exemption	$200,563	$351,181 Land $118,057 Building $233,124
2023	$3,080.00 (+5.77%) Homeowner's exemption	$189,234 (+3%)	$327,672 (+7.47%) Land $101,192 Building $226,480
2022	$2,912.00 Homeowner's exemption	$183,722	$304,907 Land $84,326 Building $220,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4013 Stearns Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	12 (1997–2024)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4013 Stearns Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20