Hillsborough County property record for 3917 Stearns Rd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,142 sqft · built 2006 |
| Lot Size | 1.09 acres (47,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2013) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087441-0700 |
| Primary APN | 087441-0700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,142 sqft Living Area |
| Gross Area | 4,274 sqft |
| 1st Floor Area | 3,142 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 47,563 sqft |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 373 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874410700 |
|---|---|
| Street Address | 3917 STEARNS RD |
| City | VALRICO |
| State | FL |
| Zip | 33596-8412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AS-1 |
| Legal Description | W 165 FT OF E 360 FT OF N 1/2 OF W 1/2 OF SE 1/4 OF NE 1/4 LESS E 15 FT & LESS R/W AND LESS S 328.85 FT THEREOF |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 4 |
| Legal Lot Number | 30710 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13208 |
3917 Stearns Rd is owned and occupied by two individuals who bought it in June 2013.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3917 STEARNS RD, VALRICO, FL 33596-8412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2013 · Amount on File |
| Deed Sale | Jun 28, 2013 · Amount on File |
| Prior Sale | Mar 23, 2007 · Amount on File |
| Deed Document Number | 2013248775 |
| Deed Book / Page | 21976 / 613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3917 STEARNS RD, VALRICO, FL 33596-8412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3917 STEARNS RD, VALRICO, FL 33596-8412 |
| Document Number | 0000543550 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020543550 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3917 Stearns Rd was $643.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,482 (+2.7%) | $612,938 (+0.45%) Land $120,750 Building $492,188 | |
| 2025 | $643.00 Disabled Person's exemption Veteran's exemption | $389,953 | $610,184 Land $110,250 Building $499,934 |
| 2023 | $569.00 (-90.36%) Disabled Person's exemption Veteran's exemption | $367,925 (+3%) | $581,585 (-0.81%) Land $94,500 Building $487,085 |
| 2022 | $5,904.00 Homeowner's exemption Veteran's exemption | $357,209 | $586,355 Land $78,750 Building $507,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3917 Stearns Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3917 Stearns Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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