Chesterfield County property record for 4013 Riverdowns North Dr, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,079 sqft · built 2005 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,253 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 728-72-63-98-100-000 |
| Primary APN | 728-72-63-98-100-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,079 sqft Finished Area |
| 1st Floor Area | 225 sqft |
| 2nd Floor Area | 2,003 sqft |
| Utility Area | 140 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,998 sqft (0.505 acres) |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 451 sqft |
| Porch | Patio |
| Porch Area | 216 sqft |
| Patio Area | 840 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 315424001 |
|---|---|
| Street Address | 4013 RIVERDOWNS NORTH DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LENOX FOREST SEC 3 032 |
| Legal Subdivision | LENOX FOREST |
| Legal Lot Number | 32 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100926 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Keswick listed 1974 · 8 contributing resources · NRIS 74002144 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4013 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Oct 24, 2020 | Deed of Trust, Mortgage · Line of Credit VIRGINIA CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 19, 2026 |
| Property Address | 4013 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3902 |
| Document Number | 0000017948 |
| Book / Page | 15253 / 295 |
| Instrument Date | May 12, 2026 |
| Instrument | 202617948 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4013 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3902 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017948, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 15253/295 |
| Instrument | 202617948 |
| Name | USALLIANCE FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 4013 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3902 |
| Document Number | 13042632 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4013 RIVERDOWNS NORTH DR MIDLOTHIAN VA 231133902, MIDLOTHIAN, VA 23113-3902 |
| Document Number | 13042632 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 013042/000632 |
| Instrument | 58638 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,253.00 (+11.69%) | $812,200 (+0.61%) Land $195,000 Building $617,200 | $812,200 (+0.61%) Land $195,000 Building $617,200 |
| 2025 | $807,300 (+13.56%) Land $195,000 Building $612,300 | $807,300 (+13.56%) Land $195,000 Building $612,300 | |
| 2023 | $6,494.00 | $710,900 Land $156,000 Building $554,900 | $710,900 Land $156,000 Building $554,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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