4012 Riverdowns North Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 4012 Riverdowns North Dr, Midlothian, VA 23113 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,883 sqft · built 2005
Lot Size	0.684 acres (29,795 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Sep 2011)
Tax Bill	$7,053 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`728-72-74-40-200-000`

Property Details

APN / Parcel Number

Primary APN	`728-72-74-40-200-000`
Alternative APN	`352216001`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,883 sqft Finished Area
1st Floor Area	1,125 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,795 sqft (0.684 acres)
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	298 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	352216001
Street Address	4012 RIVERDOWNS NORTH DR
City	MIDLOTHIAN
State	VA
Zip	23113-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LENOX FOREST SEC 3 018
Legal Subdivision	LENOX FOREST
Legal Lot Number	18
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3000
Census Tract	100926

Owner

Source: Chesterfield County records · APN 728-72-74-40-200-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4012 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2011 · Amount on Record
Deed Sale	Sep 02, 2011 · Amount on Record
Prior Sale	Sep 01, 2005 · Amount on Record
Deed Book / Page	9509 / 419
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4012 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3902
Document Number	127877
Instrument Date	Jun 04, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 RIVERDOWNS NORTH DR MIDLOTHIAN VA 231133902, MIDLOTHIAN, VA 23113-3902

Mortgage

Document Number	127877
Date	Jun 09, 2020
Book Page	012787/000007
Instrument	26487

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 08, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,053.00 (+12.72%)	$789,700 (+0.61%) Land $195,000 Building $594,700	$789,700 (+0.61%) Land $195,000 Building $594,700
2025		$784,900 (+14.6%) Land $195,000 Building $589,900	$784,900 (+14.6%) Land $195,000 Building $589,900
2023	$6,257.00	$684,900 Land $156,000 Building $528,900	$684,900 Land $156,000 Building $528,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411009263, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 12 of 12 on primary residences
Nearby Flood Claims	25 (1979–2010)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2010, other causes
Flood Events	Hurricane Fran And Associated Severe Storm Cond (Sep 1996), 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Keswick listed 1974 · 8 contributing resources · NRIS 74002144

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.