Durham County property record for 4013 Ludgate Dr, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1996 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,633 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0729-79-0806 |
| Primary APN | 0729-79-0806 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4013 LUDGATE DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-1168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | FORESTWOOD II/PH:03/SEC:0 2/LT#04 PL:000133-000007 |
| Legal Subdivision | FRSTWD 02 |
| Legal Phase | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2026 |
4013 Ludgate Dr is owned and occupied by two individuals who acquired it in January 1999.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4013 LUDGATE DR, DURHAM, NC 27713-1168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Oct 28, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 1999 |
| Deed Sale | Jan 12, 1999 |
| Deed Book / Page | 2584 / 469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4013 LUDGATE DR, DURHAM, NC 27713-1168 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4013 LUDGATE DR, DURHAM, NC 27713-1168 |
| Document Number | 0097040459 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 9704/459 |
| Instrument | 2022021903 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Dec 1, 2046 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4013 LUDGATE DR, DURHAM, NC 27713-1168 |
| Document Number | 0081290647 |
| Book / Page | 008129 / 000647 |
| Instrument Date | Oct 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4013 LUDGATE DR DURHAM NC 277131168, DURHAM, NC 27713-1168 |
| Document Number | 0081290647 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 008129/000647 |
| Instrument | 5951 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 4013 Ludgate Dr was $2,633, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,633.00 (+2.53%) | $259,094 (-) Land $125,800 Building $133,294 | $259,094 (-) Land $125,800 Building $133,294 |
| 2025 | $2,568.00 | $259,094 Land $125,800 Building $133,294 | $259,094 Land $125,800 Building $133,294 |
| 2023 | $2,057.00 (+2.34%) | $157,072 Land $30,577 Building $126,495 | $157,072 Land $30,577 Building $126,495 |
| 2022 | $2,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4013 Ludgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4013 Ludgate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures