4010 Ludgate Dr, Durham, NC 27713 Property Records

Durham County property record for 4010 Ludgate Dr, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Nov 1997)
Tax Bill	$2,887 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0820-60-8075`

Property Details

APN / Parcel Number

Primary APN	`0820-60-8075`
Alternative APNs	`0820-60-80-7577` `082019608087` `146567`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Heated Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Porch	Porch
Porch Area	60 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4010 LUDGATE DR
City	DURHAM
State	NC
Zip	27713-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	FORESTWOOD II/PH:03/SEC:0 2/LT#67 PL:000133-000007
Legal Subdivision	FRSTWD 02
Legal Phase	3
Legal Lot Number	67
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1001
Census Tract	2026

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4010 LUDGATE DR, DURHAM, NC 27713-1167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jul 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 9, 2018	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 1997 · Amount on Record
Deed Sale	Nov 17, 1997 · Amount on Record
Deed Book / Page	2388 / 775
Last Transfer Date	Jan 12, 2007
Transfer Doc	0054810049
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Apr 30, 2026
Property Address	4010 LUDGATE DR, DURHAM, NC 27713-1167
Document Number	0000172321
Book / Page	10533 / 840
Instrument Date	Apr 15, 2026
Instrument	2026172321
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 LUDGATE DR, DURHAM, NC 27713-1167

Mortgage

Document Number	0000172321,
Date	Apr 30, 2026
Book Page	10533/840
Instrument	2026172321

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.22%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4010 LUDGATE DR, DURHAM, NC 27713-1167
Document Number	0084720131
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 LUDGATE DR DURHAM NC 277131167, DURHAM, NC 27713-1167

Mortgage

Document Number	0084720131
Date	Jul 24, 2018
Book Page	008472/000131
Instrument	25483

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	4010 LUDGATE DR, DURHAM, NC 27713-1167
Document Number	0084850660
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 LUDGATE DR DURHAM NC 277131167, DURHAM, NC 27713-1167

Mortgage

Document Number	0084850660
Date	Aug 10, 2018
Book Page	008485/000660
Instrument	28064

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,887.00 (+2.52%)	$284,161 (-) Land $111,000 Building $173,161	$284,161 (-) Land $111,000 Building $173,161
2025	$2,816.00 (+35.71%)	$284,161 (+79.34%) Land $111,000 Building $173,161	$284,161 (+79.34%) Land $111,000 Building $173,161
2023	$2,075.00 (+2.37%)	$158,445 Land $27,045 Building $131,400	$158,445 Land $27,045 Building $131,400
2022	$2,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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