Collin County property record for 4013 Bear Creek Ct, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,724 sqft · built 2021 |
| Lot Size | 0.232 acres (10,146 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,358 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10945-00M-0220-1 |
| Primary APN | R-10945-00M-0220-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,724 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 10,146 sqft (0.232 acres) |
| Account Number | 2733379 |
|---|---|
| Street Address | 4013 BEAR CREEK CT |
| City | PROSPER |
| State | TX |
| Zip | 75078-9640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKS OF LEGACY PHASE 1A (CCL), BLK M, LOT 22 |
| Legal Subdivision | CREEKS OF LEGACY PHASE 1A (CCL) |
| Legal Phase | 1A |
| Legal Block | M |
| Legal Lot Number | 22 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 30306 |
4013 Bear Creek Ct is owned and occupied by an individual who acquired it in August 2022.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4013 BEAR CREEK CT, PROSPER, TX 75078-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 31, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DIGITAL FCU |
| Nov 22, 2019 | Deed of Trust, Mortgage MCI PRFD INCOME FUND II LLC |
| Aug 25, 2017 | Grant Deed, Transfer SAUCEDO LIVING TRUST (PT) |
| Jul 25, 2017 | Grant Deed, Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 |
| Deed Sale | Aug 31, 2022 |
| Prior Sale | Aug 25, 2017 |
| Deed Document Number | 20220831000133193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 4013 BEAR CREEK CT, PROSPER, TX 75078-9640 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4013 BEAR CREEK CT, PROSPER, TX 75078-9640 |
| Document Number | 2025000154979 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025000154979 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 18, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 31, 2022 |
| Property Address | 4013 BEAR CREEK CT, PROSPER, TX 75078-9640 |
| Document Number | 0000133193 |
| Map Reference | VOL 2016 PG 168 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 20220831000133193 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | CHICAGO TITLE/FL KEYS, CHICAGO TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 CEDAR SPRINGS RD STE 700, 2101, DALLAS, TX 75201-1504 |
| Name | Verified Name |
|---|---|
| Address | 4013 BEAR CRK, CELINA, TX 75009-2862 |
| Document Number | 0000133194 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 20220831000133194 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 4013 BEAR CREEK CT, PROSPER, TX 75078-9640 |
| Document Number | 0001616340 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923 |
| Investor | Possibly a Property Investor |
| Document Number | 0001616340 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 1616340 |
| Name | MCI PRFD INCOME FUND II LLC |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 18, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 25, 2017 |
| Property Address | 4013 BEAR CREEK CT, PROSPER, TX 75078-9640 |
| Document Number | 0001144550 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 1144550 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923 |
| Investor | Possibly a Property Investor |
| Document Number | 1144560 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 1144560 |
| Name | SAUCEDO LIVING TRUST (PT) |
|---|---|
| Address | 4445 NORTHAVEN RD, DALLAS, TX 75229-4125 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 25, 2017 |
| Property Address | 4013 BEAR CREEK CT, PROSPER, TX 75078-9640 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 980030 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1800 VALLEY VIEW LN #300 FARMERS BRANCH TX 752348945, 300, FARMERS BRANCH, TX 75234-8945 |
| Document Number | 0000980030 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 980030 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | 2530 ELDORADO PKWY # 110, MCKINNEY, TX 75070-4399 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jul 24, 2019 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Celina City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712,094 Land $165,000 Building $547,094 | $712,094 Land $165,000 Building $547,094 | |
| 2024 | $14,358.00 | ||
| 2023 | $727,191 Land $165,000 Building $562,191 | $727,191 Land $165,000 Building $562,191 | |
| 2019 | $4,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4013 Bear Creek Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4013 Bear Creek Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 52,701 people · EPA ID TX0430003 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Nextlink Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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