4005 Bear Creek Ct, Prosper, TX 75078 Property Records

Collin County property record for 4005 Bear Creek Ct, Prosper, TX 75078 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,305 sqft · built 2018
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$654,360 (Mar 2025)
Tax Bill	$12,030 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R-10945-00M-0240-1`

Property Details

APN / Parcel Number

Primary APN	`R-10945-00M-0240-1`
Alternative APNs	`000002733381` `2733381`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,305 sqft Living Area
Gross Area	4,067 sqft
1st Floor Area	2,017 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Attached
Garage Area	645 sqft
Porch	Covered Patio/Porch
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4005 BEAR CREEK CT
City	PROSPER
State	TX
Zip	75078-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKS OF LEGACY PHASE 1A, BLK M, LOT 24
Legal Subdivision	CREEKS OF LEGACY PHASE 1A (CCL)
Legal Block	M
Legal Lot Number	24
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1099
Census Tract	30306

Owner

Source: Collin County records · APN R-10945-00M-0240-1

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST RATE FINANCIAL GROUP
Aug 05, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage MCI SECURED INCOME FUND LLC
Apr 10, 2018	Grant Deed, Mortgage · Line of Credit LEGACY BK/TX
Aug 25, 2017	Grant Deed, Transfer RICHARD B WILLIAMS
Jul 25, 2017	Grant Deed, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Aug 05, 2020 · Amount on Record
Deed Document Number	202536047
Prior Transfer Date	Aug 03, 2020
Prior Transfer Doc	0001262060
Record Updated	Sep 20, 2026

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 27, 2025
Property Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Document Number	2025000036047
Map Reference	VOL 2016 PG 168&169
Instrument Date	Mar 25, 2025
Instrument	2025000036047
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 BEARCREEK COURT, CELINA, TX 75009

Mortgage

Document Number	2025000036048
Date	Mar 27, 2025
Instrument	2025000036048

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Transaction Type	Mortgage
Record Updated	Feb 04, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130500
Date	Jan 25, 2022
Instrument	20220125000130500

Lender

Name	FIRST RATE FINANCIAL GROUP
Type	Mortgage Company
Address	FRISCO, TX 75035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 05, 2020
Property Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Document Number	0001262060
Map Reference	VOL 2016 PG 168&169
Instrument Date	Aug 03, 2020
Instrument	20200805001262060
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 CEDAR SPRINGS RD STE 700, 2101, DALLAS, TX 75201-1504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 BEAVER TRL, CELINA, TX 75009-3301

Mortgage

Document Number	0001262070
Date	Aug 05, 2020
Instrument	20200805001262070

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	May 18, 2020
Property Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Document Number	0000724560
Instrument Date	May 13, 2020
Instrument	724560
Transaction Type	Construction Loan
Record Updated	Jun 08, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	0000724560
Date	May 18, 2020
Instrument	724560

Lender

Name	MCI SECURED INCOME FUND LLC
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2021

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 10, 2018
Property Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Instrument Date	Mar 28, 2018
Instrument	435680
Transaction Type	Mortgage
Record Updated	Apr 27, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	0000435680
Date	Apr 10, 2018
Instrument	435680

Lender

Name	LEGACY BK/TX
Type	Bank
Address	5851 LEGACY CIR # 1200, PLANO, TX 75024-5968

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 25, 2017
Property Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Document Number	0001143350
Instrument Date	Aug 18, 2017
Instrument	1143350
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	1143360
Date	Aug 25, 2017
Instrument	1143360

Lender

Name	RICHARD B WILLIAMS
Address	18383 PRESTON RD # 240, DALLAS, TX 75252-5487

Agreement

Amount	Amount Recorded

July 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 25, 2017
Property Address	4005 BEAR CREEK CT, PROSPER, TX 75078-9640
Instrument Date	Jul 07, 2017
Instrument	980030
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #300 FARMERS BRANCH TX 752348945, 300, FARMERS BRANCH, TX 75234-8945

Mortgage

Document Number	0000980030
Date	Jul 25, 2017
Instrument	980030

Lender

Name	FIRST BK
Type	Bank
Address	2530 ELDORADO PKWY # 110, MCKINNEY, TX 75070-4399

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 24, 2019

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,030.00 (+2.17%) Homeowner's exemption	$627,961 (-3.81%) Land $157,500 Building $497,703	$655,203 (+0.36%) Land $157,500 Building $497,703
2024	$11,774.00 (+55.89%)
2023		$652,844 Land $157,500 Building $495,344	$652,844 Land $157,500 Building $495,344
2019	$7,553.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850303061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
AMG Technology Investment Group	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	1,000 / 1,000
Optimum Communications	Fiber	940 / 940
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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