4012 Saddle Run Cir, Pelham, AL 35124 Property Records

Shelby County property record for 4012 Saddle Run Cir, Pelham, AL 35124

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,640 sqft · built 1991
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$103,000 (Mar 2013)
Tax Bill$2,859 (2026)
Deeds & MortgagesFeb 2019 Line of Credit
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN131021000001035

Property Details

APN / Parcel Number

Primary APN131021000001035

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,640 sqft Heated Area
1st Floor Area1,467 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4012 SADDLE RUN CIR
CityPELHAM
StateAL
Zip35124-2624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 2 20S 03W NBRHD: 08 ROYAL OAKS R-2
Legal Range03W
Legal Township20S
Legal Section02
Legal SubdivisionSADDLE RUN SUBDIVISION
Legal Lot Number33
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group1
Census Block1000
Census Tract30352

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4012 SADDLE RUN CIR, PELHAM, AL 35124-2624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2019Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH
Feb 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2013 · Amount on Record
Deed SaleMar 7, 2013 · Amount on Record
Prior SaleJan 29, 2013 · Amount on Record
Deed Document Number201395450
Last Transfer DateFeb 5, 2017
Transfer Doc0000047620
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address4012 SADDLE RUN CIR, PELHAM, AL 35124-2624
Document Number0000050810
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 SADDLE RUN CIR PELHAM AL 351242624, PELHAM, AL 35124-2624

Mortgage

Document Number0000050810
DateFeb 18, 2019
Instrument50810
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 17, 2024
Interest
Rate TypeAdjustable Rate

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY AL
Recording DateFeb 14, 2019
Property Address4012 SADDLE RUN CIR, PELHAM, AL 35124-2624
Document Number0000047620
Instrument DateFeb 5, 2019
Instrument47620
Transaction TypeTransfer
Record UpdatedFeb 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$75.50
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 SADDLE RUN CIR PELHAM AL 351242624, PELHAM, AL 35124-2624

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityPelham City
Unified School DistrictPelham City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,859.00 (+1.28%)
2025$2,823.00 (+13.92%)$48,680 (+13.9%)$243,400 (+13.9%) Land $85,000 Building $158,400
2023$2,478.00 (+7.27%)$42,740 (+7.28%)$213,700 (+7.28%) Land $75,000 Building $138,700
2022$2,310.00$39,840$199,200 Land $75,000 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims4 (2014–2021)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2021 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PELHAM
serves 38,703 people · EPA ID AL0001163
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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