Shelby County property record for 4010 Saddle Run Cir, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,480 sqft · built 1992 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 2026) |
| Tax Bill | $1,186 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131021000001036 |
| Primary APN | 131021000001036 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Heated Area |
| 1st Floor Area | 1,480 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Utility Building | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4010 SADDLE RUN CIR |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 2 20S 03W NBRHD: 08 ROYAL OAKS R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 02 |
| Legal Subdivision | SADDLE RUN SUBDIVISION |
| Legal Lot Number | 34 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30352 |
4010 Saddle Run Cir is owned and occupied by an individual who bought it in June 2026.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Jun 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK |
| Apr 3, 2018 | Warranty Deed, Transfer · ARM RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Feb 11, 2025 · Amount on File |
| Deed Document Number | 2026190300 |
| Prior Transfer Date | Nov 22, 2013 |
| Prior Transfer Doc | 0000486930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 17, 2026 |
| Property Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Document Number | 0000190300 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026190300 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Document Number | 0000190310, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026190310 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 13, 2022 |
| Property Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Document Number | 0000235510 |
| Map Reference | MB 11 PG 28 |
| Instrument Date | May 20, 2022 |
| Instrument | 20220613000235510 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 CEDAR GROVE PKWY, 117, MAYLENE, AL 35114-5427 |
| Name | Verified Name |
|---|---|
| Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Document Number | 0000235520 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 20220613000235520 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000273060 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 20210603000273060 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Apr 3, 2018 |
| Property Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Document Number | 0000110030 |
| Map Reference | MB11 PG28 |
| Instrument Date | Mar 31, 2018 |
| Instrument | 20180403000110030 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12434 CLIFFROSE TRL, 12434, JACKSONVILLE, FL 32225-6852 |
| Name | Verified Name |
|---|---|
| Address | 4010 SADDLE RUN CIR, PELHAM, AL 35124-2624 |
| Document Number | 0000110040 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 20180403000110040 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
The 2026 property tax bill for 4010 Saddle Run Cir was $1,186 with a homeowner's exemption, down 22.9% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,186.00 (-22.94%) Homeowner's exemption | ||
| 2025 | $1,539.00 | $26,540 | $265,290 Land $85,000 Building $180,290 |
| 2023 | $1,342.00 | $23,860 | $238,470 Land $75,000 Building $163,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4010 Saddle Run Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2014–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4010 Saddle Run Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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