Lake County property record for 4012 Ridge Rd, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,800 sqft · built 1996 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (May 2016) |
| Tax Bill | $8,001 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-207-010 |
| Primary APN | 04-18-207-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 900 sqft |
| Upper Floors Area | 900 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 4012 RIDGE RD |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTSIDE HILLS; LOT 28 |
| Legal Subdivision | WESTSIDE HILLS |
| Legal Lot Number | 28 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860106 |
4012 Ridge Rd is owned and occupied by an individual who bought it in May 2016.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4012 RIDGE RD, ZION, IL 60099-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on File |
| Deed Sale | May 13, 2016 · Amount on File |
| Prior Sale | Apr 8, 2016 |
| Deed Document Number | 20167291783 |
| Prior Transfer Date | May 3, 2016 |
| Prior Transfer Doc | 0007291783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4012 RIDGE RD, ZION, IL 60099-1946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007659037 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 7659037 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,385 Land $11,194 Building $72,191 | $250,180 Land $33,585 Building $216,595 | |
| 2024 | $8,001.00 (+3.29%) | ||
| 2023 | $7,746.00 (+1.56%) | $67,617 (+3.43%) Land $9,077 Building $58,540 | $202,872 (+3.43%) Land $27,234 Building $175,638 |
| 2022 | $7,627.00 | $65,375 Land $7,444 Building $57,931 | $196,144 Land $22,334 Building $173,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4012 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4012 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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