Lake County property record for 4010 Ridge Rd, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,717 sqft · built 1995 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (May 2017) |
| Tax Bill | $7,783 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-207-009 |
| Primary APN | 04-18-207-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,717 sqft Living Area |
| Gross Area | 3,102 sqft |
| 1st Floor Area | 985 sqft |
| 2nd Floor Area | 732 sqft |
| Upper Floors Area | 732 sqft |
| Basement Area | 985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 4010 RIDGE RD |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTSIDE HILLS; LOT 27 |
| Legal Subdivision | WESTSIDE HILLS |
| Legal Lot Number | 27 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860106 |
Source: Lake County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4010 RIDGE RD, ZION, IL 60099-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU |
| May 12, 2017 | Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2017 · Amount on Record |
| Deed Sale | May 12, 2017 · Amount on Record |
| Prior Sale | Nov 26, 2012 · Amount on Record |
| Deed Document Number | 20177394039 |
| Prior Transfer Date | Mar 4, 2004 |
| Prior Transfer Doc | 0005512014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 7, 2026 |
| Property Address | 4010 RIDGE RD, ZION, IL 60099-1946 |
| Document Number | 0008179379 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20268179379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4010 RIDGE RD, ZION, IL 60099-1946 |
| Document Number | 0008179379, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20268179379 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4010 RIDGE RD, ZION, IL 60099-1946 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007745842 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 7745842 |
| Name | CONSUMER CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 12, 2017 |
| Property Address | 4010 RIDGE RD, ZION, IL 60099-1946 |
| Document Number | 0007394039 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 7394039 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4010 RIDGE RD ZION IL 600991946, ZION, IL 60099-1946 |
| Document Number | 7394040 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 7394040 |
| Name | MYCUMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BEAVERCREEK, OH 45431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 11, 2032 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,345 (+23.32%) Land $11,251 Building $70,094 | $244,059 (+23.32%) Land $33,756 Building $210,303 | |
| 2024 | $7,783.00 (-1.64%) | ||
| 2023 | $7,913.00 (+1.54%) | $65,963 (-1.04%) Land $9,124 Building $56,839 | $197,909 (-1.04%) Land $27,375 Building $170,534 |
| 2022 | $7,793.00 | $66,655 Land $7,481 Building $59,174 | $199,985 Land $22,445 Building $177,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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