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4012 Ramsey Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 4012 Ramsey Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,920 sqft · built 1994
Lot Size0.314 acres (13,679 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Sep 2025)
Tax Bill$5,896 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-749-90078269

Property Details

APN / Parcel Number

Primary APN01-749-90078269
Alternative APNs
  • 174990078269
  • 74990078269

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,449 sqft
1st Floor Area1,472 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,679 sqft (0.314 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area328 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number74990078269
Street Address4012 RAMSEY DR
CityEDGEWATER
StateMD
Zip21037-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 3TO6 BK 11 SC B SHOREHAM BEACH
Legal SubdivisionSHOREHAM BEACH
Legal Block11
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1015
Census Tract701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8370 N MOSCOW RD, PARKESBURG, PA 19365-1823
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleAug 7, 2008 · Amount on Record
Deed Book / Page41683 / 442
Record UpdatedOct 29, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 26, 2025
Property Address4012 RAMSEY DR, EDGEWATER, MD 21037-4439
Document Number0416830442
Book / Page41683 / 442
Map ReferenceMB 10 FO 37
Instrument DateSep 4, 2025
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyTITLE FORWARD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8370 N MOSCOW RD, PARKESBURG, PA 19365-1823

Mortgage

Document Number0041683449
DateSep 26, 2025
Instrument41683/449
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$543,900 (+8.05%) Land $283,800 Building $260,100$543,900 (-) Land $283,800 Building $260,100
2025$5,896.00 (+35.92%) Homeowner's exemption$503,400 (+19.18%)$543,900 (+28.76%) Land $283,800 Building $260,100
2023$4,338.00 Homeowner's exemption$422,400 Land $216,700 Building $205,700$422,400 Land $216,700 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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