Anne Arundel County property record for 3988 Ramsey Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1940 |
| Lot Size | 0.135 acres (5,862 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Sep 2016) |
| Tax Bill | $4,338 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-749-03848650 |
| Primary APN | 01-749-03848650 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,158 sqft |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,862 sqft (0.135 acres) |
| View / Lot | Waterfront |
| Porch | Enclosed Porch |
| Porch Area | 198 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 74903848650 |
|---|---|
| Street Address | 3988 RAMSEY DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 4 5 BK 10 SHOREHAM BEACH |
| Legal Subdivision | SHOREHAM BEACH |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3988 RAMSEY DR, EDGEWATER, MD 21037-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on Record |
| Deed Sale | Sep 7, 2016 · Amount on Record |
| Prior Sale | Dec 14, 2004 |
| Deed Book / Page | 30018 / 268 |
| Transfer Doc | 0143510787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3988 RAMSEY DR, EDGEWATER, MD 21037-4428 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3988 RAMSEY DR, EDGEWATER, MD 21037-4428 |
| Document Number | 0356030428 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 35603/428 |
| Name | WRIGHT PATMAN CONGRESSIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | OAKTON, VA 22124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,800 (+7.84%) Land $281,500 Building $104,300 | $385,800 (-) Land $281,500 Building $104,300 | |
| 2025 | $4,338.00 (+8.02%) Homeowner's exemption | $357,767 (+18.58%) | $385,800 (+27.88%) Land $281,500 Building $104,300 |
| 2024 | $4,016.00 (+40.57%) | ||
| 2023 | $2,857.00 Homeowner's exemption | $301,700 Land $218,600 Building $83,100 | $301,700 Land $218,600 Building $83,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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