4012 Benjamin Ct, Rocky Mount, NC 27803 Property Records

Nash County property record for 4012 Benjamin Ct, Rocky Mount, NC 27803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,991 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$186,500 (Apr 2021)
Tax Bill	$1,387 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`383019-51-6459`

Property Details

APN / Parcel Number

Primary APN	`383019-51-6459`
Alternative APNs	`038902` `77193`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,991 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	77193
Street Address	4012 BENJAMIN CT
City	ROCKY MOUNT
State	NC
Zip	27803-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1 LT, 12 BK C CROSSWINDS SEC 1 SPLIT OUT OF 383019619640 LT 1H 12 BK C CROSSWINDS
Legal Subdivision	CROSSWINDS
Legal Block	C
Legal Lot Number	1H
Jurisdiction	NASH NC
Township / Civil Division	STONY CREEK
Census Block Group	4
Census Block	4005
Census Tract	10504

Owner

4012 Benjamin Ct is owned and occupied by an individual who bought it in April 2021.

Source: Nash County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4012 BENJAMIN CT, ROCKY MOUNT, NC 27803-1441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Apr 29, 2005 · Amount on File
Deed Book / Page	3122 / 571
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Apr 16, 2021
Property Address	4012 BENJAMIN CT, ROCKY MOUNT, NC 27803-1441
Document Number	003122/571
Book / Page	3122 / 571
Map Reference	MB 16 PG 338
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 WINSTEAD RD, 3609, ROCKY MOUNT, NC 27804-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 BENJAMIN CT, ROCKY MOUNT, NC 27803-1441

Mortgage

Document Number	0003122574
Date	Apr 16, 2021
Instrument	3122/574

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 4012 Benjamin Ct was $1,387.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,387.00	$220,190 (-) Land $29,100 Building $191,090	$220,190 (-) Land $29,100 Building $191,090
2025	$1,387.00	$220,190 Land $29,100 Building $191,090	$220,190 Land $29,100 Building $191,090
2023	$1,034.00	$154,380	$154,380 Land $28,520 Building $125,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4012 Benjamin Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1999–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4012 Benjamin Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20