4004 Benjamin Ct, Rocky Mount, NC 27803 Property Records

Nash County property record for 4004 Benjamin Ct, Rocky Mount, NC 27803

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,692 sqft · built 1990
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$304,000 (Jul 2026)
Tax Bill$1,278 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN383019-51-8510

Property Details

APN / Parcel Number

Primary APN383019-51-8510
Alternative APNs
  • 038900
  • 40968
  • 62566

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,692 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions140 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number62566
Street Address4004 BENJAMIN CT
CityROCKY MOUNT
StateNC
Zip27803-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description1 LT, 10 BK C CROSSWINDS SEC 1 SPLIT OUT OF 383019619640 LT 1H 10 BK C CROSSWINDS
Legal SubdivisionCROSSWINDS
Legal BlockC
Legal Lot Number1H
JurisdictionNASH NC
Township / Civil DivisionSTONY CREEK
Census Block Group4
Census Block4005
Census Tract10504

Owner

4004 Benjamin Ct is owned and occupied by an individual who bought it in July 2026.

Source: Nash County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address4004 BENJAMIN CT, ROCKY MOUNT, NC 27803-1441
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY
Nov 18, 2025Warranty Deed, Transfer · Line of Credit
THE 4004 BENJAMIN CT LENDING TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2026 · Amount on File
Deed SaleJul 10, 2026 · Amount on File
Prior SaleNov 18, 2025 · Amount on File
Deed Book / Page3499 / 557
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASH NC
Recording DateJul 10, 2026
Property Address4004 BENJAMIN CT, ROCKY MOUNT, NC 27803-1441
Document Number3499000557
Book / Page3499 / 557
Instrument DateJul 7, 2026
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$61,408.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 BENJAMIN CT, ROCKY MOUNT, NC 27803-1441

Mortgage

Document Number3499000559,
DateJul 10, 2026
Book Page3499/559
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.53%
Max Rate-1%

Mortgage

Document Number3499000576,
DateJul 10, 2026
Book Page3499/576
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term10 Months
DueAug 1, 2036
Interest
Rate6.53%
Max Rate-1%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASH NC
Recording DateNov 18, 2025
Property Address4004 BENJAMIN CT, ROCKY MOUNT, NC 27803-1441
Document Number003451/518
Book / Page3451 / 518
Map ReferenceMB 16 PG 338
Instrument DateNov 17, 2025
Transaction TypeTransfer
Record UpdatedDec 8, 2025

Transaction

AmountAmount on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10136 NC HIGHWAY 42 E, TARBORO, NC 27886-8533

Transferred To (Grantee/Buyer)

NameVerified Name
Address5437 SAPONY CREEK DR, NASHVILLE, NC 27856-8676

Mortgage

Document Number0003451521
DateNov 18, 2025
Instrument3451/521
Lender
NameTHE 4004 BENJAMIN CT LENDING TRUST
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record
Term10 Months
DueSep 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 4004 Benjamin Ct was $1,278.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNash County
MunicipalityRocky Mount City
Unified School DistrictNash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,278.00$202,960 (-) Land $29,100 Building $173,860$202,960 (-) Land $29,100 Building $173,860
2025$1,278.00$202,960 Land $29,100 Building $173,860$202,960 Land $29,100 Building $173,860
2023$992.00$148,090$148,090 Land $28,520 Building $119,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4004 Benjamin Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims5 (1999–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4004 Benjamin Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCKY MOUNT
serves 55,891 people · EPA ID NC0464010
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Benjamin Ct

Nearby Streets

Search Property Records by Address or Parcel Number