Highlands County property record for 4011 Elson Ave, Sebring, FL 33875 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,433 sqft · built 1986 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Oct 2017) |
| Tax Bill | $1,052 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C025805014700220 |
| Primary APN | C025805014700220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,433 sqft Living Area |
| Gross Area | 1,745 sqft |
| 1st Floor Area | 1,393 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4011 ELSON AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 LOT 22 BLK 147 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 02 |
| Legal Subdivision | LAKEWOOD TERRACE ADD SH 3 |
| Legal Block | 147 |
| Legal Lot Number | 22 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 961301 |
Source: Highlands County records · APN C025805014700220
Assessment roll updated December 10, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4011 ELSON AVE, SEBRING, FL 33875-4835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 29, 2017 | Deed of Trust, Transfer · VA Mortgage SOUTHEAST MTG/GA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2017 · Amount on Record |
| Deed Sale | Oct 06, 2017 · Amount on Record |
| Prior Sale | Jan 21, 2015 · Amount on Record |
| Deed Document Number | 20171867625 |
| Deed Book / Page | 2601 / 127 |
| Prior Transfer Date | Nov 02, 2009 |
| Prior Transfer Doc | 0001563096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 4011 ELSON AVE, SEBRING, FL 33875-4835 |
| Document Number | 0002309620 |
| Book / Page | 3187 / 1819 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20262309620 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4011 ELSON AVE, SEBRING, FL 33875-4835 |
| Document Number | 0002309620, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 3187/1819 |
| Instrument | 20262309620 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4011 ELSON AVE, SEBRING, FL 33875-4835 |
| Document Number | 0001867626 |
| Book / Page | 002601 / 000129 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | HEARTLAND TITLE INSURANCE, HEARTLAND TITLE INS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4011 ELSON AVE SEBRING FL 338754835, SEBRING, FL 33875-4835 |
| Document Number | 0001867626 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 002601/000129 |
| Instrument | 1867626 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2047 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,367 (+5.99%) | $163,795 (+2.23%) Land $8,750 Building $155,045 | |
| 2024 | $1,052.00 (-2.14%) | ||
| 2023 | $1,075.00 (+3.07%) Homeowner's exemption | $95,641 (+3%) | $160,225 (+11.04%) Land $7,500 Building $152,725 |
| 2022 | $1,043.00 Homeowner's exemption | $92,855 | $144,297 Land $4,500 Building $139,797 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022, other causes, Hurricane Ian |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 350 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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