1. Home
  2. Florida
  3. Highlands County
  4. Sebring
  5. Elson Ave

3915 Elson Ave, Sebring, FL 33875 Property Records

Highlands County property record for 3915 Elson Ave, Sebring, FL 33875 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,316 sqft Living Area
Lot Size5,750 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$219,900 (2025)
Tax Bill$332.00 (2024)

Property Details

APN / Parcel Number

Primary APNC-02-35-28-050-1470-0200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,316 sqft Living Area
1st Floor1,034 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1993
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,750 sqft (0.132 acres)
Depth X Width115 ft x 50 ft Depth x Width
Driveway1 Driveway
Driveway Area370 sqft Driveway
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area336 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area120 sqft Shed
PorchFinished/Screened Porch
Porch Area200 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3915 ELSON AVE
CitySEBRING
StateFL
Zip33875-4835
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 LOT 20 BLK 147
Legal Range28E
Legal Township35S
Legal Section02
Legal SubdivisionLAKEWOOD TERRACE ADD
Legal Block147
Legal Lot Number20
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup2
Census Block2022
Census Tract961301

Owner

Source: Highlands County records · APN C-02-35-28-050-1470-0200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3915 ELSON AVE, SEBRING, FL 33875-4835
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 03, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 03, 2025Warranty Deed, Transfer · Conventional Mortgage
ALKAN MORTGAGE CORP
Apr 01, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
UMC MORTGAGE CO
Dec 12, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2025 · Amount on Record
Deed SaleSep 03, 2025 · Amount on Record
Prior SaleDec 12, 2017 · Amount on Record
Deed Doc Number2276749
Deed Book / Page3142 / 50
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3915 ELSON AVE, SEBRING, FL 33875-4835
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3915 ELSON AVE, SEBRING, FL 33875-4835

Mortgage

Document Number0002050935
DateAug 27, 2021
Book Page2847/145
Instrument2050935
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3915 ELSON AVE, SEBRING, FL 33875-4835
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3915 ELSON AVE, SEBRING, FL 33875-4835

Mortgage

Document Number0002108374
DateAug 03, 2022
Book Page2922/1951
Instrument2108374
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 03, 2025
Property Address3915 ELSON AVE, SEBRING, FL 33875-4835
Document Number0002276749
Book / Page3142 / 50
Map ReferenceMB 2 PG 94&95
Instrument DateAug 29, 2025
Instrument2276749
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTIONS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,539.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3915 ELSON AVE, SEBRING, FL 33875-4835

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3915 ELSON AVE, SEBRING, FL 33875-4835

Mortgage

Document Number0000314252
DateSep 03, 2025
Instrument3142/52
Lender
NameALKAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3915 ELSON AVE, SEBRING, FL 33875-4835
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001981378
DateApr 01, 2020
Book Page2746/1673
Instrument1981378
Lender
NameUMC MORTGAGE CO
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 12, 2017
Property Address3915 ELSON AVE, SEBRING, FL 33875-4835
Document Number0001876419
Book / Page2611 / 1142
Map ReferenceMB2 PG94 SH3
Instrument DateNov 20, 2017
Instrument1876419
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyHEARTLAND TITLE INS AGENCY C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address22892 LAKE SHORE DR, 22892, ELKHART, IN 46514-9571

Transferred To (Grantee/Buyer)

NameVerified Name
Address3915 ELSON AVE, SEBRING, FL 33875-4835

Mortgage

Document Number0001876420
DateDec 12, 2017
Instrument1876420
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$93,283 (+2.9%)$147,091 (-4.97%) Land $8,750 Building $138,341
2024$332.00 (+7.1%) Disabled Person's exemption Veteran's exemption$90,654 (+3%)$154,778 (+7.54%) Land $8,750 Building $146,028
2023$310.00 (+4.03%) Disabled Person's exemption Veteran's exemption$88,014 (+13.32%)$143,921 (+17.81%) Land $7,500 Building $136,421
2022$298.00 Disabled Person's exemption Veteran's exemption$77,671$122,161 Land $4,500 Building $117,661

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 350 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Elson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures