4011 Cove Dr, Waco, TX 76705 Property Records

McLennan County property record for 4011 Cove Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1987
Lot Size	0.205 acres (8,908 sqft)
Owner	2 Company Names on Record
Last Sale	$63,750 (Jun 2008)
Tax Bill	$3,432 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-032710-000500-7`

Property Details

APN / Parcel Number

Primary APN	`28-032710-000500-7`
Alternative APNs	`2803271000050070111` `124793`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,908 sqft (0.205 acres)
Lot Dimensions	131 ft deep x 68 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	64 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4011 COVE DR
City	WACO
State	TX
Zip	76705-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PIRATES COVE LOT 5 BLOCK 1 ACRES .2045
Legal Subdivision	PIRATES COVE
Legal Block	1
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4023
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	416 LONESOME PRAIRIE TRL, HASLET, TX 76052-4189
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage CITY BK
May 9, 2019	Loan Modification, Mortgage TEXAS FIRST ST BK
May 9, 2018	Deed of Trust, Mortgage TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2008 · Amount on Record
Deed Sale	Jun 6, 2008 · Amount on Record
Prior Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	200818172
Prior Transfer Date	Oct 1, 2007
Prior Transfer Doc	0000045735
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4011 COVE DR, WACO, TX 76705-3461
Document Number	0000023417
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	416 LONESOME PRAIRIE TRL HASLET TX 760524189, HASLET, TX 76052-4189

Mortgage

Document Number	0000023417
Date	Jul 14, 2020
Instrument	23417

Lender

Name	CITY BK
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2030

Interest

Rate Type	Adjustable Rate

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4011 COVE DR, WACO, TX 76705-3461
Document Number	0000040601
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	416 LONESOME PRAIRIE TRL HASLET TX 760524189, HASLET, TX 76052-4189

Mortgage

Document Number	0000040601
Date	Dec 9, 2019
Instrument	40601

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4011 COVE DR, WACO, TX 76705-3461
Document Number	0000017633
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000017633
Date	May 30, 2018
Instrument	17633

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76702-2524

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,000 (-7.43%) Land $19,152 Building $131,848	$151,000 (-7.43%) Land $19,152 Building $131,848
2025	$3,432.00 (+2.63%)	$163,128 (-) Land $17,370 Building $145,758	$163,128 (-) Land $17,370 Building $145,758
2024	$3,344.00 (+14.6%)
2023		$163,128 Land $15,060 Building $148,068	$163,128 Land $15,060 Building $148,068
2022	$2,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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