4009 Cove Dr, Waco, TX 76705 Property Records

McLennan County property record for 4009 Cove Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1984
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-032710-000400-0`

Property Details

APN / Parcel Number

Primary APN	`28-032710-000400-0`
Alternative APNs	`2803271000040000111` `124792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,372 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	280 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Patio Area	100 sqft
Storage Building	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4009 COVE DR
City	WACO
State	TX
Zip	76705-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PIRATES COVE LOT 4 BLOCK 1 ACRES .2089
Legal Subdivision	PIRATES COVE
Legal Block	1
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4023
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4009 COVE DR, WACO, TX 76705-3461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/CTRL TX
Jun 12, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4009 COVE DR, WACO, TX 76705-3461
Document Number	0000006142
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	246 S LEAGUE RANCH RD WACO TX 767055511, WACO, TX 76705-5511

Mortgage

Document Number	0000006142
Date	Feb 24, 2020
Instrument	6142

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 12, 2018
Property Address	4009 COVE DR, WACO, TX 76705-3461
Document Number	0000019399
Instrument Date	Jun 12, 2018
Instrument	19399
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	246 S LEAGUE RANCH RD WACO TX 767055511, WACO, TX 76705-5511

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,779 (-16%) Land $19,474 Building $142,305	$161,779 (-30.04%) Land $19,474 Building $142,305
2025	$2,079.00 (-2.35%) Homeowner's exemption	$192,603 (-0.41%) Land $17,650 Building $213,600	$231,250 (+19.58%) Land $17,650 Building $213,600
2024	$2,129.00 (+28.1%)
2023		$193,390 Land $17,650 Building $175,740	$193,390 Land $17,650 Building $175,740
2022	$1,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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