4010 S Nicholas St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4010 S Nicholas St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,713 sqft · built 1998
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Mar 2005)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-071`

Property Details

APN / Parcel Number

Primary APN	`105-06-071`
Alternative APN	`R0008221`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
Gross Area	2,207 sqft
1st Floor Area	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	6,970 sqft (0.16 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	494 sqft
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0008221
Street Address	4010 S NICHOLAS ST
City	FLAGSTAFF
State	AZ
Zip	86005-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 70 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	70
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1004
Census Tract	901

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4010 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNSTREET MORTGAGE LLC
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2005 · Amount on Record
Deed Sale	Mar 30, 2005 · Amount on Record
Prior Sale	Mar 28, 2012
Deed Document Number	0003314380
Last Transfer Date	Aug 2, 2016
Transfer Doc	0003759227
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4010 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6918
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004031807
Date	Jan 14, 2026
Instrument	4031807

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4010 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6918
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003910791
Date	Apr 5, 2021
Instrument	3910791

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4010 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6918
Document Number	0003815727
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4010 S NICHOLAS ST FLAGSTAFF AZ 860056918, FLAGSTAFF, AZ 86005-6918

Mortgage

Document Number	0003815727
Date	May 22, 2018
Instrument	3815727

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2043

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,913 (-0.33%) Land $13,994 Building $36,919
2025	$2,090.00 (+7.9%) Homeowner's exemption		$509,127 (-0.33%) Land $139,938 Building $369,189
2024		$51,081 Land $12,169 Building $38,912
2023	$1,937.00 Homeowner's exemption		$510,806 Land $121,685 Building $389,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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