3998 S Nicholas St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3998 S Nicholas St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,498 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jan 2000)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Jan 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-070`

Property Details

APN / Parcel Number

Primary APN	`105-06-070`
Alternative APN	`R0008220`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	525 sqft
Porch	Porch
Deck Area	Deck Area
Patio Area	670 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0008220
Street Address	3998 S NICHOLAS ST
City	FLAGSTAFF
State	AZ
Zip	86005-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 69 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	69
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1004
Census Tract	901

Owner

Source: Coconino County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3998 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC
Jan 9, 2018	Quit Claim Deed, Transfer PIONEER TITLE COMPANY
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN AMERICAN MTG
Feb 27, 2017	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2000 · Amount on Record
Deed Sale	Jan 18, 2000 · Amount on Record
Prior Sale	Mar 3, 1998 · Amount on Record
Deed Document Number	20003036358
Last Transfer Date	May 26, 2022
Transfer Doc	0003952102
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Jun 3, 2022
Property Address	3998 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6921
Document Number	0003952102
Map Reference	CASE 7 MAP 25&25A
Instrument Date	May 26, 2022
Instrument	3952102
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3998 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6921

Mortgage

Document Number	0003952103
Date	Jun 3, 2022
Instrument	3952103

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	908 Months
Due	Feb 19, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Index	Other
Max Rate	9.61%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Jan 9, 2018
Property Address	3998 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6921
Document Number	0003805647
Instrument Date	Jan 4, 2018
Instrument	3805647
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3998 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6921
Document Number	0003778108
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3998 S NICHOLAS ST FLAGSTAFF AZ 860056921, FLAGSTAFF, AZ 86005-6921

Mortgage

Document Number	0003778108
Date	Feb 27, 2017
Instrument	3778108

Lender

Name	SUN AMERICAN MTG
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Feb 26, 2098

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Feb 27, 2017
Property Address	3998 S NICHOLAS ST, FLAGSTAFF, AZ 86005-6921
Document Number	0003778107
Instrument Date	Jan 27, 2017
Instrument	3778107
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3998 S NICHOLAS ST FLAGSTAFF AZ 860056921, FLAGSTAFF, AZ 86005-6921

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,837 (+6%) Land $13,994 Building $38,843
2025	$2,161.00 (+7.89%)	$49,848 (-5.89%)	$498,474 (-5.89%) Land $121,685 Building $376,789
2024		$52,968 Land $12,169 Building $40,799
2023	$2,003.00 Homeowner's exemption		$529,673 Land $121,685 Building $407,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Nicholas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures