4010 Lakepoint Rd, Champaign, IL 61822 Property Records

Champaign County property record for 4010 Lakepoint Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.527 acres (22,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Nov 2024)
Tax Bill	$13,865 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-21-302-012`

Property Details

APN / Parcel Number

Primary APN	`03-20-21-302-012`

Exterior

Lot Area	22,948 sqft (0.527 acres)

Location & Zoning

Street Address	4010 LAKEPOINT RD
City	CHAMPAIGN
State	IL
Zip	61822-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 LAKE POINT
Legal Range	08E
Legal Township	19N
Legal Section	21
Legal Subdivision	LAKE POINT
Legal Lot Number	12
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1016
Census Tract	1206

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4010 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANKCHAMPAIGN NA
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA
Oct 17, 2018	Loan Modification, Mortgage · Conventional Mortgage BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	202416525
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4010 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019592
Date	Oct 13, 2017
Instrument	2017R19592

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61824

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4010 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761
Document Number	0000015988
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4010 LAKEPOINT RD CHAMPAIGN IL 618229761, CHAMPAIGN, IL 61822-9761

Mortgage

Document Number	0000015988
Date	Sep 26, 2019
Instrument	15988

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2029

Interest

Rate	3%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	4010 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761
Document Number	0000018797
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4010 LAKEPOINT RD CHAMPAIGN IL 618229761, CHAMPAIGN, IL 61822-9761

Mortgage

Document Number	0000018797
Date	Oct 31, 2018
Instrument	18797

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2019

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,550 (+30.72%) Land $71,730 Building $161,820	$700,650 (+30.72%) Land $215,190 Building $485,460
2024	$13,865.00 (+9.67%)
2022	$12,643.00 Homeowner's exemption Senior Citizen's exemption	$178,660 Land $54,870 Building $123,790	$535,980 Land $164,610 Building $371,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Mediacom Xtream, T-Mobile.

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