4006 Lakepoint Rd, Champaign, IL 61822 Property Records

Champaign County property record for 4006 Lakepoint Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.542 acres (23,597 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Jul 2025)
Tax Bill	$20,722 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-21-302-010`

Property Details

APN / Parcel Number

Primary APN	`03-20-21-302-010`

Exterior

Lot Area	23,597 sqft (0.542 acres)

Location & Zoning

Street Address	4006 LAKEPOINT RD
City	CHAMPAIGN
State	IL
Zip	61822-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 LAKE POINT
Legal Range	08E
Legal Township	19N
Legal Section	21
Legal Subdivision	LAKE POINT
Legal Lot Number	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1016
Census Tract	1206

Owner

4006 Lakepoint Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4006 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jul 3, 2025	Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Deed Document Number	20259540
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4006 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019309
Date	Dec 15, 2025
Instrument	2025R19309

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 3, 2025
Property Address	4006 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761
Document Number	0000009540
Map Reference	MB Z PG 105N
Instrument Date	Jun 6, 2025
Instrument	2025R09540
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4006 LAKEPOINT RD, CHAMPAIGN, IL 61822-9761

Mortgage

Document Number	0000009541
Date	Jul 3, 2025
Instrument	2025R09541

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$337,610 Land $72,290 Building $265,320	$1,012,830 Land $216,870 Building $795,960
2024	$20,722.00
2022	$19,002.00 Homeowner's exemption	$258,260 Land $55,300 Building $202,960	$774,780 Land $165,900 Building $608,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4006 Lakepoint Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4006 Lakepoint Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Mediacom Xtream, T-Mobile.

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