4010 Grace Pointe Dr, Indian Trail, NC 28079 Property Records

Union County property record for 4010 Grace Pointe Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,290 sqft · built 2024
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Apr 2025)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-121-267`

Property Details

APN / Parcel Number

Primary APN	`07-121-267`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,290 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4010 GRACE POINTE DR
City	INDIAN TRAIL
State	NC
Zip	28079-0588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 HERITAGE PH11 OPCS112
Legal Subdivision	HERITAGE SUBDIVISION PHASE 11
Legal Lot Number	108
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1031
Census Tract	20316

Owner

4010 Grace Pointe Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4010 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jul 25, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Deed Document Number	20259420
Deed Book / Page	9101 / 586
Record Updated	Oct 29, 2026

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 17, 2025
Property Address	4010 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588
Document Number	0009101586
Book / Page	9101 / 586
Map Reference	CAB S FILE 112-116
Instrument Date	Apr 17, 2025
Instrument	9420
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 FOREST POINT CIR STE 100, 100, CHARLOTTE, NC 28273-5800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588

Mortgage

Document Number	0000009421
Date	Apr 17, 2025
Instrument	9421

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 25, 2024
Property Address	4010 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588
Document Number	0008945205
Book / Page	8945 / 205
Map Reference	CAB R FL 817-820
Instrument Date	Jul 24, 2024
Instrument	17277
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14025 RIVEREDGE DR, TAMPA, FL 33637-2089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR, RESTON, VA 20190-4742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4010 Grace Pointe Dr was $1,535.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,000 (+54.63%) Land $103,000 Building $366,000	$469,000 (+54.63%) Land $103,000 Building $366,000
2025	$1,535.00	$303,300 Land $103,000 Building $200,300	$303,300 Land $103,000 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4010 Grace Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4010 Grace Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Windstream.

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