4005 Grace Pointe Dr, Indian Trail, NC 28079 Property Records

Union County property record for 4005 Grace Pointe Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$540,500 (Jul 2025)
Tax Bill	$521 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Aug 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-121-259`

Property Details

APN / Parcel Number

Primary APN	`07-121-259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	8,320 sqft (0.191 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4005 GRACE POINTE DR
City	INDIAN TRAIL
State	NC
Zip	28079-0588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 HERITAGE PH11 OPCS112
Legal Subdivision	HERITAGE PHASE 11
Legal Lot Number	100
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1031
Census Tract	20316

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4005 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE
Aug 13, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Deed Document Number	202519204
Deed Book / Page	9168 / 376
Record Updated	Oct 29, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2025
Property Address	4005 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588
Document Number	0009168376
Book / Page	9168 / 376
Map Reference	CAB S PG 112-116
Instrument Date	Jul 30, 2025
Instrument	19204
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,081.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588

Mortgage

Document Number	0009168378
Date	Jul 30, 2025
Book Page	9168/378
Instrument	19205

Lender

Name	FIRST COMMUNITY MORTGAGE
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 13, 2024
Property Address	4005 GRACE POINTE DR, INDIAN TRAIL, NC 28079-0588
Document Number	0008956868
Book / Page	8956 / 868
Instrument Date	Aug 7, 2024
Instrument	19001
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Tax	$2,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14025 RIVEREDGE DR STE 175, 175, TAMPA, FL 33637-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2857 WESTPORT RD, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,400 (+323.69%) Land $103,000 Building $333,400	$436,400 (+323.69%) Land $103,000 Building $333,400
2025	$521.00	$103,000 Land $103,000	$103,000 Land $103,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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