4010 Gia St, Laredo, TX 78046 Property Records

Webb County property record for 4010 Gia St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,722 sqft · built 2025
Lot Size	0.132 acres (5,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,500 (Oct 2025)
Deeds & Mortgages	Jan 2025 Construction Loan Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950-43005-320`

Property Details

APN / Parcel Number

Primary APN	`950-43005-320`
Alternative APN	`822411`

Interior

Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	5,746 sqft (0.132 acres)
Porch	Open Porch

Location & Zoning

Street Address	4010 GIA ST
City	LAREDO
State	TX
Zip	78046-2293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH SUBD. PHASE VI BLK 5 LOT 32
Legal Subdivision	R & W RANCH SUBD. PHASE VI
Legal Block	5
Legal Lot Number	32
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1809

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4010 GIA ST, LAREDO, TX 78046-2293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Construction Mortgage LISTO DEVELOPMENT LTD
Oct 30, 2025	Vendor's Lien, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 5, 2025	Vendor's Lien, Transfer · Seller Carry-Back FERNANDO VILLAGOMEZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Feb 5, 2025 · Amount on Record
Deed Document Number	20251571705
Deed Book / Page	5931 / 643
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4010 GIA ST, LAREDO, TX 78046-2293
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 KNOLL AVE, LAREDO, TX 78045-7721
Investor	Possibly a Property Investor

Mortgage

Document Number	0005776/99
Date	Jan 29, 2025
Book Page	5776/99
Instrument	1548716

Lender

Name	LISTO DEVELOPMENT LTD
Type	Non-Lending Institution
Address	7817 SONOMA CT, LAREDO, TX 78045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2026

October 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 30, 2025
Property Address	4010 GIA ST, LAREDO, TX 78046-2293
Document Number	005931/643
Book / Page	5931 / 643
Map Reference	VOL 42 PG 78-79
Instrument Date	Oct 29, 2025
Instrument	1571705
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 GIA ST, LAREDO, TX 78046-2293

Mortgage

Document Number	0001571706
Date	Oct 30, 2025
Instrument	1571706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 5, 2025
Property Address	4010 GIA ST, LAREDO, TX 78046-2293
Document Number	005779/551
Book / Page	5779 / 551
Map Reference	VOL 42 PGS 78-79
Instrument Date	Feb 4, 2025
Instrument	1549224
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 KNOLL AVE, LAREDO, TX 78045-7721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6108 MCPHERSON RD STE 1, 1, LAREDO, TX 78041-6126
Investor	Possibly a Property Investor

Mortgage

Document Number	0001549225
Date	Feb 5, 2025
Instrument	1549225

Lender

Name	FERNANDO VILLAGOMEZ
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$270,481 (+335.05%) Land $62,172 Building $208,309	$270,481 (+335.05%) Land $62,172 Building $208,309
2025	$62,172 Land $62,172	$62,172 Land $62,172

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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